Goosehead Insurance (GSHD) vs Neptune Insurance (NP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Neptune Insurance (NP) has outperformed Goosehead Insurance (GSHD) over the past year, gaining 1.8% versus a loss of 35.6%. Neptune Insurance is the larger company by market cap ($3.82 billion vs $1.56 billion), about 2.4 times the size. On valuation, Goosehead Insurance trades at a lower forward P/E (16.5x vs 41.3x for Neptune Insurance).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GSHD | NP |
|---|---|---|
| Share price | $43.72 | $27.86 |
| Market cap | $1.56B | $3.82B |
| 1-day change | +0.76% | +2.46% |
| YTD return | -40.64% | -4.46% |
| 1-year return | -35.59% | +1.75% |
| 5-year return | -73.18% | — |
| P/E ratio (TTM) | 31.91 | 121.13 |
| Forward P/E | 16.45 | 41.35 |
| EPS (TTM) | $1.37 | $0.23 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | — | $159.55M |
| Revenue growth (YoY) | — | +33.74% |
| Net income (latest FY) | — | $37.41M |
| Operating margin | — | 44.47% |
| Net margin | — | 23.45% |
| 52-week high | $79.85 | $35.15 |
| 52-week low | $33.68 | $14.78 |
| Distance from 52-week high | -45.25% | -20.74% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +49.25% | +23.40% |
| Average volume | 487.47K | 578.49K |
| Shares outstanding | 23.80M | 93.80M |
| Employees | 1,600 | 62 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Neptune Insurance is about 2.4 times larger than Goosehead Insurance by market value ($3.82B vs $1.56B).
- NP has outperformed GSHD by 37.3 percentage points over the past year.
- Neptune Insurance trades at a higher earnings multiple (121.1x vs 31.9x trailing P/E).
About Goosehead Insurance
GSHD stock →Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States.
Finance · Specialty Insurers · 1,600 employees
About Neptune Insurance
NP stock →Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.
Finance · Specialty Insurers · 62 employees
GSHD vs NP FAQ
Which is bigger, Goosehead Insurance or Neptune Insurance?
Neptune Insurance (NP) is larger, with a market capitalization of $3.82B compared with $1.56B for Goosehead Insurance (GSHD).
Which stock has performed better over the past year, GSHD or NP?
NP returned +1.75% over the past 12 months, compared with -35.59% for GSHD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GSHD or NP?
GSHD has the lower trailing P/E at 31.9, versus 121.1 for NP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Goosehead Insurance and Neptune Insurance in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.