Goosehead Insurance (GSHD) vs XChange TEC.INC (XHG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
XChange TEC.INC (XHG) has outperformed Goosehead Insurance (GSHD) over the past year, gaining 83.9% versus a loss of 37.2%. Over five years, GSHD leads with a -73.3% price change compared with -100.0% for XHG. Goosehead Insurance is the larger company by market cap ($1.55 billion vs $117.5 million), about 13.2 times the size.
On valuation, XChange TEC.INC trades at a lower trailing P/E (0.0x vs 31.8x for Goosehead Insurance).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GSHD | XHG |
|---|---|---|
| Share price | $43.51 | $2.28 |
| Market cap | $1.55B | $117.53M |
| 1-day change | -4.13% | -0.87% |
| YTD return | -40.92% | +167.61% |
| 1-year return | -37.17% | +83.87% |
| 5-year return | -73.31% | -100.00% |
| P/E ratio (TTM) | 31.76 | 0.02 |
| Forward P/E | 16.37 | — |
| EPS (TTM) | $1.37 | $91.33 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $365.30M | — |
| Revenue growth (YoY) | +16.15% | — |
| Net income (latest FY) | $27.83M | — |
| Operating margin | 20.38% | — |
| Net margin | 7.62% | — |
| 52-week high | $79.85 | $7.23 |
| 52-week low | $33.68 | $0.65 |
| Distance from 52-week high | -45.51% | -68.46% |
| Analyst consensus | buy | — |
| Avg. price target upside | +49.97% | — |
| Average volume | 477.57K | 2.36M |
| Shares outstanding | 23.80M | 46.60M |
| Employees | 1,600 | 30 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Goosehead Insurance is about 13.2 times larger than XChange TEC.INC by market value ($1.55B vs $117.53M).
- XHG has outperformed GSHD by 121.0 percentage points over the past year.
- Goosehead Insurance trades at a higher earnings multiple (31.8x vs 0.0x trailing P/E).
About Goosehead Insurance
GSHD stock →Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States.
Finance · Specialty Insurers · 1,600 employees
About XChange TEC.INC
XHG stock →XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.
Finance · Specialty Insurers · 30 employees
GSHD vs XHG FAQ
Which is bigger, Goosehead Insurance or XChange TEC.INC?
Goosehead Insurance (GSHD) is larger, with a market capitalization of $1.55B compared with $117.53M for XChange TEC.INC (XHG).
Which stock has performed better over the past year, GSHD or XHG?
XHG returned +83.87% over the past 12 months, compared with -37.17% for GSHD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GSHD or XHG?
XHG has the lower trailing P/E at 0.0, versus 31.8 for GSHD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Goosehead Insurance and XChange TEC.INC in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.