Guidewire Software (GWRE) vs Tyler Technologies (TYL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Guidewire Software (GWRE) has outperformed Tyler Technologies (TYL) over the past year, losing 28.6% versus a loss of 36.0%. Over five years, GWRE leads with a +35.3% price change compared with -34.2% for TYL. Tyler Technologies is the larger company by market cap ($13.56 billion vs $13.51 billion), about 1.0 times the size, while Guidewire Software is growing revenue faster (+22.7% vs +9.1%).
On valuation, Tyler Technologies trades at a lower forward P/E (21.6x vs 30.8x for Guidewire Software). Tyler Technologies converts more of its revenue into profit, with a net margin of 13.5% versus 9.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GWRE | TYL |
|---|---|---|
| Share price | $164.78 | $331.15 |
| Market cap | $13.51B | $13.56B |
| 1-day change | +0.49% | -0.36% |
| YTD return | -18.02% | -27.05% |
| 1-year return | -28.57% | -36.02% |
| 5-year return | +35.29% | -34.24% |
| P/E ratio (TTM) | 101.09 | 43.57 |
| Forward P/E | 30.83 | 21.61 |
| EPS (TTM) | $1.63 | $7.60 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.48B | $2.33B |
| Revenue growth (YoY) | +22.70% | +9.10% |
| Net income (latest FY) | $139.28M | $315.60M |
| Gross margin | 64.21% | 46.46% |
| Operating margin | 10.16% | 15.34% |
| Net margin | 9.44% | 13.53% |
| 52-week high | $255.89 | $524.43 |
| 52-week low | $102.30 | $270.71 |
| Distance from 52-week high | -35.61% | -36.86% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +29.44% | +27.59% |
| Average volume | 1.37M | 820.68K |
| Shares outstanding | 81.99M | 40.95M |
| Employees | 4,174 | 7,879 |
| Sector | Technology | Technology |
| Industry | Computer Software: Prepackaged Software | Software - Application |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Guidewire Software trades at a higher earnings multiple (101.1x vs 43.6x trailing P/E).
- Guidewire Software grew revenue faster in its latest fiscal year (+22.70% vs +9.10%).
About Guidewire Software
GWRE stock →Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific.
Technology · Computer Software: Prepackaged Software · 4,174 employees
About Tyler Technologies
TYL stock →Tyler Technologies, Inc. provides integrated software and technology management solutions for the public sector in the United States.
Technology · Software - Application · 7,879 employees
GWRE vs TYL FAQ
Which is bigger, Guidewire Software or Tyler Technologies?
Tyler Technologies (TYL) is larger, with a market capitalization of $13.56B compared with $13.51B for Guidewire Software (GWRE).
Which stock has performed better over the past year, GWRE or TYL?
GWRE returned -28.57% over the past 12 months, compared with -36.02% for TYL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GWRE or TYL?
TYL has the lower trailing P/E at 43.6, versus 101.1 for GWRE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Guidewire Software and Tyler Technologies in the same industry?
Both are in the Technology sector, but in different industries: Computer Software: Prepackaged Software for Guidewire Software and Software - Application for Tyler Technologies.