HBT Financial (HBT) vs Tompkins Financial (TMP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Tompkins Financial (TMP) has outperformed HBT Financial (HBT) over the past year, gaining 48.1% versus a gain of 45.0%. Over five years, HBT leads with a +108.1% price change compared with +18.2% for TMP. Tompkins Financial is the larger company by market cap ($1.39 billion vs $1.29 billion), about 1.1 times the size.
On valuation, HBT Financial trades at a lower forward P/E (10.3x vs 11.6x for Tompkins Financial). Tompkins Financial offers the higher dividend yield (2.70% vs 2.48%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBT | TMP |
|---|---|---|
| Share price | $35.53 | $96.78 |
| Market cap | $1.29B | $1.39B |
| 1-day change | -2.09% | -1.05% |
| YTD return | +37.45% | +33.45% |
| 1-year return | +45.02% | +48.09% |
| 5-year return | +108.14% | +18.15% |
| P/E ratio (TTM) | 15.12 | 7.91 |
| Forward P/E | 10.27 | 11.63 |
| EPS (TTM) | $2.35 | $12.23 |
| Dividend yield | 2.48% | 2.70% |
| Annual dividend | $0.88 | $2.61 |
| 52-week high | $37.51 | $102.59 |
| 52-week low | $22.36 | $61.88 |
| Distance from 52-week high | -5.28% | -5.66% |
| Analyst consensus | buy | none |
| Avg. price target upside | +13.14% | +7.98% |
| Average volume | 132.52K | 106.30K |
| Shares outstanding | 36.37M | 14.38M |
| Employees | 826 | 813 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HBT Financial trades at a higher earnings multiple (15.1x vs 7.9x trailing P/E).
About HBT Financial
HBT stock →HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.
Financial Services · Banks - Regional · 826 employees
About Tompkins Financial
TMP stock →Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management.
Financial Services · Banks - Regional · 813 employees
HBT vs TMP FAQ
Which is bigger, HBT Financial or Tompkins Financial?
Tompkins Financial (TMP) is larger, with a market capitalization of $1.39B compared with $1.29B for HBT Financial (HBT).
Which stock has performed better over the past year, HBT or TMP?
TMP returned +48.09% over the past 12 months, compared with +45.02% for HBT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HBT or TMP?
TMP has the lower trailing P/E at 7.9, versus 15.1 for HBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HBT Financial or Tompkins Financial?
Tompkins Financial has the higher yield at 2.70%, compared with 2.48% for HBT Financial.
Are HBT Financial and Tompkins Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.