High Templar Tech (HTT) vs Regional Management (RM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Regional Management (RM) has outperformed High Templar Tech (HTT) over the past year, losing 12.5% versus a loss of 51.0%. Over five years, HTT leads with a +44.9% price change compared with -42.6% for RM. High Templar Tech is the larger company by market cap ($350.9 million vs $306.9 million), about 1.1 times the size.
On valuation, High Templar Tech trades at a lower trailing P/E (3.8x vs 7.0x for Regional Management). Regional Management pays a dividend yielding 3.61%, while High Templar Tech does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTT | RM |
|---|---|---|
| Share price | $2.26 | $33.27 |
| Market cap | $350.94M | $306.90M |
| 1-day change | 0.00% | +0.32% |
| YTD return | -36.34% | -14.32% |
| 1-year return | -50.98% | -12.52% |
| 5-year return | +44.87% | -42.61% |
| P/E ratio (TTM) | 3.83 | 7.00 |
| Forward P/E | — | 5.65 |
| EPS (TTM) | $0.59 | $4.75 |
| Dividend yield | 0.00% | 3.61% |
| Annual dividend | $0.00 | $1.20 |
| 52-week high | $5.05 | $44.30 |
| 52-week low | $1.88 | $29.89 |
| Distance from 52-week high | -55.25% | -24.91% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +31.76% |
| Average volume | 115.51K | 88.37K |
| Shares outstanding | 91.79M | 9.23M |
| Employees | 101 | 2,112 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RM has outperformed HTT by 38.5 percentage points over the past year.
- Regional Management trades at a higher earnings multiple (7.0x vs 3.8x trailing P/E).
- Regional Management offers a meaningfully higher dividend yield (3.61% vs 0.00%).
About High Templar Tech
HTT stock →High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.
Finance · Finance: Consumer Services · 101 employees
About Regional Management
RM stock →Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products.
Finance · Finance: Consumer Services · 2,112 employees
HTT vs RM FAQ
Which is bigger, High Templar Tech or Regional Management?
High Templar Tech (HTT) is larger, with a market capitalization of $350.94M compared with $306.90M for Regional Management (RM).
Which stock has performed better over the past year, HTT or RM?
RM returned -12.52% over the past 12 months, compared with -50.98% for HTT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTT or RM?
HTT has the lower trailing P/E at 3.8, versus 7.0 for RM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, High Templar Tech or Regional Management?
Regional Management pays a dividend yielding 3.61%, while High Templar Tech does not currently pay a regular dividend.
Are High Templar Tech and Regional Management in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.