Independent Bank (IBCP) vs West Coast Community Bancorp (WCCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
West Coast Community Bancorp (WCCB) has outperformed Independent Bank (IBCP) over the past year, gaining 45.0% versus a gain of 14.8%. Over five years, WCCB leads with a +178.9% price change compared with +63.0% for IBCP. Independent Bank is the larger company by market cap ($727.2 million vs $644.1 million), about 1.1 times the size.
On valuation, Independent Bank trades at a lower forward P/E (9.1x vs 10.7x for West Coast Community Bancorp). Independent Bank offers the higher dividend yield (3.06% vs 2.21%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | IBCP | WCCB |
|---|---|---|
| Share price | $35.30 | $61.20 |
| Market cap | $727.17M | $644.07M |
| 1-day change | -1.30% | +0.07% |
| YTD return | +9.93% | +39.00% |
| 1-year return | +14.80% | +44.96% |
| 5-year return | +62.99% | +178.86% |
| P/E ratio (TTM) | 10.23 | 12.14 |
| Forward P/E | 9.10 | 10.75 |
| EPS (TTM) | $3.45 | $5.04 |
| Dividend yield | 3.06% | 2.21% |
| Annual dividend | $1.08 | $1.35 |
| 52-week high | $39.24 | $61.98 |
| 52-week low | $29.83 | $40.20 |
| Distance from 52-week high | -10.05% | -1.26% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +13.90% | +9.48% |
| Average volume | 195.82K | 11.84K |
| Shares outstanding | 20.60M | 10.52M |
| Employees | 735 | 209 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WCCB has outperformed IBCP by 30.2 percentage points over the past year.
About Independent Bank
IBCP stock →Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts.
Finance · Major Banks · 735 employees
About West Coast Community Bancorp
WCCB stock →West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans.
Finance · Major Banks · 209 employees
IBCP vs WCCB FAQ
Which is bigger, Independent Bank or West Coast Community Bancorp?
Independent Bank (IBCP) is larger, with a market capitalization of $727.17M compared with $644.07M for West Coast Community Bancorp (WCCB).
Which stock has performed better over the past year, IBCP or WCCB?
WCCB returned +44.96% over the past 12 months, compared with +14.80% for IBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, IBCP or WCCB?
IBCP has the lower trailing P/E at 10.2, versus 12.1 for WCCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Independent Bank or West Coast Community Bancorp?
Independent Bank has the higher yield at 3.06%, compared with 2.21% for West Coast Community Bancorp.
Are Independent Bank and West Coast Community Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.