MetaCap

ING Group N.V. (ING) vs Lloyds Banking Group Plc (LYG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

ING Group N.V. (ING) has outperformed Lloyds Banking Group Plc (LYG) over the past year, gaining 38.6% versus a gain of 19.2%. Over five years, ING leads with a +124.6% price change compared with +101.5% for LYG. ING Group N.V. is the larger company by market cap ($96.50 billion vs $77.54 billion), about 1.2 times the size.

On valuation, Lloyds Banking Group Plc trades at a lower forward P/E (8.4x vs 10.6x for ING Group N.V.). ING Group N.V. offers the higher dividend yield (3.35% vs 0.74%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ING+38.56%LYG+19.21%
+55%+24%-6%
Oct 7, 20251 yearOct 7, 2026
ING+131.54%LYG+114.29%
+164%+56%-52%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ING versus LYG key metrics
MetricINGLYG
Share price$33.92$5.40
Market cap$96.50B$77.54B
1-day change-2.81%-2.88%
YTD return+21.14%+1.89%
1-year return+38.56%+19.21%
5-year return+124.64%+101.49%
P/E ratio (TTM)13.1012.56
Forward P/E10.598.40
EPS (TTM)$2.59$0.43
Dividend yield3.35%0.74%
Annual dividend$1.14$0.04
52-week high$37.52$6.34
52-week low$23.64$4.42
Distance from 52-week high-9.59%-14.83%
Analyst consensusnonebuy
Avg. price target upside+4.66%+21.85%
Average volume2.12M14.49M
Shares outstanding2.84B14.36B
Employees60,00060,061
SectorFinancial ServicesFinance
IndustryBanks - DiversifiedCommercial Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ING has outperformed LYG by 19.4 percentage points over the past year.
  • ING Group N.V. offers a meaningfully higher dividend yield (3.35% vs 0.74%).
  • The two companies sit in different sectors: ING Group N.V. in Financial Services and Lloyds Banking Group Plc in Finance.

About ING Group N.V.

ING stock →

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally.

Financial Services · Banks - Diversified · 60,000 employees

About Lloyds Banking Group Plc

LYG stock →

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.

Finance · Commercial Banks · 60,061 employees

ING vs LYG FAQ

Which is bigger, ING Group N.V. or Lloyds Banking Group Plc?

ING Group N.V. (ING) is larger, with a market capitalization of $96.50B compared with $77.54B for Lloyds Banking Group Plc (LYG).

Which stock has performed better over the past year, ING or LYG?

ING returned +38.56% over the past 12 months, compared with +19.21% for LYG (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ING or LYG?

LYG has the lower trailing P/E at 12.6, versus 13.1 for ING. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, ING Group N.V. or Lloyds Banking Group Plc?

ING Group N.V. has the higher yield at 3.35%, compared with 0.74% for Lloyds Banking Group Plc.

Are ING Group N.V. and Lloyds Banking Group Plc in the same industry?

No. ING Group N.V. is in the Financial Services sector, while Lloyds Banking Group Plc is in Finance.

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