MetaCap

IREN (IREN) vs SoFi Technologies (SOFI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

IREN (IREN) has outperformed SoFi Technologies (SOFI) over the past year, losing 37.3% versus a loss of 44.3%. SoFi Technologies is the larger company by market cap ($20.23 billion vs $15.25 billion), about 1.3 times the size, while IREN is growing revenue faster (+41.1% vs +23.1%). SoFi Technologies converts more of its revenue into profit, with a net margin of 77.7% versus -99.4%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

IREN-37.27%SOFI-44.35%
+28%-14%-56%
Oct 7, 20251 yearOct 7, 2026
IREN+56.01%SOFI-23.12%
+169%+31%-108%
Nov 15, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

IREN versus SOFI key metrics
MetricIRENSOFI
Share price$38.69$15.66
Market cap$15.25B$20.23B
1-day change-6.27%-0.63%
YTD return+2.44%-40.18%
1-year return-37.27%-44.35%
5-year return—-19.20%
P/E ratio (TTM)—31.96
Forward P/E—19.03
EPS (TTM)$-2.08$0.49
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$707.01M$619.35M
Revenue growth (YoY)+41.11%+23.10%
Net income (latest FY)$-702.62M$481.32M
Gross margin68.92%1.67%
Operating margin-148.05%—
Net margin-99.38%77.71%
52-week high$76.87$32.73
52-week low$28.93$14.88
Distance from 52-week high-49.67%-52.15%
Analyst consensusbuyhold
Avg. price target upside+101.96%+29.82%
Average volume42.36M57.13M
Shares outstanding394.06M1.29B
Employees6856,100
SectorFinancial ServicesFinance
IndustryCapital MarketsFinance: Consumer Services

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • SoFi Technologies is more profitable, keeping 77.7 cents of every revenue dollar as net income versus -99.4 cents for IREN.
  • IREN grew revenue faster in its latest fiscal year (+41.11% vs +23.10%).
  • The two companies sit in different sectors: IREN in Financial Services and SoFi Technologies in Finance.

About IREN

IREN stock →

IREN Limited operates as a vertically integrated AI cloud services platform in Australia and Canada. It develops, owns, and operate data centers, including the associated land, grid connections, and substations, as well as buildings and cooling.

Financial Services · Capital Markets · 685 employees

About SoFi Technologies

SOFI stock →

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.

Finance · Finance: Consumer Services · 6,100 employees

IREN vs SOFI FAQ

Which is bigger, IREN or SoFi Technologies?

SoFi Technologies (SOFI) is larger, with a market capitalization of $20.23B compared with $15.25B for IREN (IREN).

Which stock has performed better over the past year, IREN or SOFI?

IREN returned -37.27% over the past 12 months, compared with -44.35% for SOFI (price return, excluding dividends). Past performance does not predict future results.

Are IREN and SoFi Technologies in the same industry?

No. IREN is in the Financial Services sector, while SoFi Technologies is in Finance.

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