Investar (ISTR) vs USCB Financial (USCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
USCB Financial (USCB) has outperformed Investar (ISTR) over the past year, gaining 29.0% versus a gain of 26.4%. Over five years, USCB leads with a +75.4% price change compared with +59.1% for ISTR. USCB Financial is the larger company by market cap ($405.1 million vs $396.1 million), about 1.0 times the size.
On valuation, Investar trades at a lower forward P/E (8.7x vs 9.4x for USCB Financial). USCB Financial offers the higher dividend yield (2.05% vs 1.57%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ISTR | USCB |
|---|---|---|
| Share price | $28.75 | $21.93 |
| Market cap | $396.09M | $405.15M |
| 1-day change | -1.07% | -0.90% |
| YTD return | +8.76% | +20.14% |
| 1-year return | +26.43% | +29.04% |
| 5-year return | +59.06% | +75.36% |
| P/E ratio (TTM) | 11.83 | 14.06 |
| Forward P/E | 8.72 | 9.44 |
| EPS (TTM) | $2.43 | $1.56 |
| Dividend yield | 1.57% | 2.05% |
| Annual dividend | $0.45 | $0.45 |
| 52-week high | $31.77 | $23.89 |
| 52-week low | $21.43 | $16.36 |
| Distance from 52-week high | -9.51% | -8.19% |
| Analyst consensus | none | none |
| Avg. price target upside | +19.13% | +11.04% |
| Average volume | 128.98K | 67.48K |
| Shares outstanding | 13.78M | 18.47M |
| Employees | 421 | 216 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Investar
ISTR stock →Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products.
Finance · Major Banks · 421 employees
About USCB Financial
USCB stock →USCB Financial Holdings, Inc. operates as the bank holding company for U.S.
Finance · Major Banks · 216 employees
ISTR vs USCB FAQ
Which is bigger, Investar or USCB Financial?
USCB Financial (USCB) is larger, with a market capitalization of $405.15M compared with $396.09M for Investar (ISTR).
Which stock has performed better over the past year, ISTR or USCB?
USCB returned +29.04% over the past 12 months, compared with +26.43% for ISTR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ISTR or USCB?
ISTR has the lower trailing P/E at 11.8, versus 14.1 for USCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Investar or USCB Financial?
USCB Financial has the higher yield at 2.05%, compared with 1.57% for Investar.
Are Investar and USCB Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.