Jiayin Group (JFIN) vs LexinFintech (LX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
LexinFintech (LX) has outperformed Jiayin Group (JFIN) over the past year, losing 86.6% versus a loss of 88.3%. Over five years, JFIN leads with a -65.8% price change compared with -87.7% for LX. LexinFintech is the larger company by market cap ($115.7 million vs $71.4 million), about 1.6 times the size.
On valuation, Jiayin Group trades at a lower forward P/E (0.7x vs 1.8x for LexinFintech). LexinFintech pays a dividend yielding 182.54%, while Jiayin Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JFIN | LX |
|---|---|---|
| Share price | $1.37 | $0.7023 |
| Market cap | $71.43M | $115.73M |
| 1-day change | +4.20% | +1.40% |
| YTD return | -77.24% | -78.82% |
| 1-year return | -88.35% | -86.55% |
| 5-year return | -65.80% | -87.68% |
| P/E ratio (TTM) | 2.07 | 0.83 |
| Forward P/E | 0.72 | 1.76 |
| EPS (TTM) | $0.66 | $0.85 |
| Dividend yield | 0.00% | 182.54% |
| Annual dividend | $0.00 | $1.28 |
| 52-week high | $11.03 | $5.94 |
| 52-week low | $1.26 | $0.676 |
| Distance from 52-week high | -87.62% | -88.18% |
| Analyst consensus | — | buy |
| Avg. price target upside | — | +203.29% |
| Average volume | 53.14K | 3.35M |
| Shares outstanding | 25.33M | 129.12M |
| Employees | 1,155 | 7,169 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Jiayin Group trades at a higher earnings multiple (2.1x vs 0.8x trailing P/E).
- LexinFintech offers a meaningfully higher dividend yield (182.54% vs 0.00%).
About Jiayin Group
JFIN stock →Jiayin Group Inc. provides online consumer finance services in the People's Republic of China.
Finance · Finance: Consumer Services · 1,155 employees
About LexinFintech
LX stock →LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms.
Finance · Finance: Consumer Services · 7,169 employees
JFIN vs LX FAQ
Which is bigger, Jiayin Group or LexinFintech?
LexinFintech (LX) is larger, with a market capitalization of $115.73M compared with $71.43M for Jiayin Group (JFIN).
Which stock has performed better over the past year, JFIN or LX?
LX returned -86.55% over the past 12 months, compared with -88.35% for JFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, JFIN or LX?
LX has the lower trailing P/E at 0.8, versus 2.1 for JFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Jiayin Group or LexinFintech?
LexinFintech pays a dividend yielding 182.54%, while Jiayin Group does not currently pay a regular dividend.
Are Jiayin Group and LexinFintech in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.