Jiayin Group (JFIN) vs PhenixFIN (PFX)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
PhenixFIN (PFX) has outperformed Jiayin Group (JFIN) over the past year, losing 4.7% versus a loss of 87.7%. Over five years, PFX leads with a +5.9% price change compared with -64.8% for JFIN. PhenixFIN is the larger company by market cap ($87.7 million vs $69.1 million), about 1.3 times the size.
On valuation, Jiayin Group trades at a lower forward P/E (0.7x vs 18.0x for PhenixFIN).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | JFIN | PFX |
|---|---|---|
| Share price | $1.32 | $45.40 |
| Market cap | $69.08M | $87.68M |
| 1-day change | -2.94% | 0.00% |
| YTD return | -76.55% | +2.76% |
| 1-year return | -87.70% | -4.67% |
| 5-year return | -64.77% | +5.90% |
| P/E ratio (TTM) | 2.00 | 19.48 |
| Forward P/E | 0.69 | 18.02 |
| EPS (TTM) | $0.66 | $2.33 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $11.32 | $56.48 |
| 52-week low | $1.26 | $38.30 |
| Distance from 52-week high | -88.34% | -19.61% |
| Average volume | 55.60K | 11.61K |
| Shares outstanding | 25.33M | 1.93M |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PFX has outperformed JFIN by 83.0 percentage points over the past year.
- PhenixFIN trades at a higher earnings multiple (19.5x vs 2.0x trailing P/E).
JFIN vs PFX FAQ
Which is bigger, Jiayin Group or PhenixFIN?
PhenixFIN (PFX) is larger, with a market capitalization of $87.68M compared with $69.08M for Jiayin Group (JFIN).
Which stock has performed better over the past year, JFIN or PFX?
PFX returned -4.67% over the past 12 months, compared with -87.70% for JFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, JFIN or PFX?
JFIN has the lower trailing P/E at 2.0, versus 19.5 for PFX. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Jiayin Group and PhenixFIN in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.