Joint Stock Kaspi.kz American Depository Shares (KSPI) vs Microsoft (MSFT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Joint Stock Kaspi.kz American Depository Shares (KSPI) has outperformed Microsoft (MSFT) over the past year, gaining 19.5% versus a gain of 1.1%. Microsoft is the larger company by market cap ($3.94 trillion vs $17.47 billion), about 225.5 times the size. On valuation, Joint Stock Kaspi.kz American Depository Shares trades at a lower forward P/E (0.0x vs 22.4x for Microsoft).
Microsoft pays a dividend yielding 0.69%, while Joint Stock Kaspi.kz American Depository Shares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KSPI | MSFT |
|---|---|---|
| Share price | $91.95 | $530.74 |
| Market cap | $17.47B | $3.94T |
| 1-day change | +0.09% | +0.18% |
| YTD return | +17.59% | +9.54% |
| 1-year return | +19.54% | +1.10% |
| 5-year return | — | +74.14% |
| P/E ratio (TTM) | 8.43 | 29.57 |
| Forward P/E | 0.01 | 22.42 |
| EPS (TTM) | $10.91 | $17.95 |
| Dividend yield | 6.25% | 0.69% |
| Annual dividend | $0.00 | $3.64 |
| Revenue (latest FY) | — | $331.84B |
| Revenue growth (YoY) | — | +17.79% |
| Net income (latest FY) | — | $133.75B |
| Gross margin | — | 67.94% |
| Operating margin | — | 46.78% |
| Net margin | — | 40.31% |
| 52-week high | $109.94 | $553.72 |
| 52-week low | $68.59 | $349.20 |
| Distance from 52-week high | -16.36% | -4.15% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +17.34% | +10.72% |
| Average volume | 540.43K | 27.86M |
| Shares outstanding | 190.03M | 7.43B |
| Employees | 14,008 | 223,000 |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Microsoft is about 225.5 times larger than Joint Stock Kaspi.kz American Depository Shares by market value ($3.94T vs $17.47B).
- KSPI has outperformed MSFT by 18.4 percentage points over the past year.
- Microsoft trades at a higher earnings multiple (29.6x vs 8.4x trailing P/E).
- Joint Stock Kaspi.kz American Depository Shares offers a meaningfully higher dividend yield (6.25% vs 0.69%).
About Joint Stock Kaspi.kz American Depository Shares
KSPI stock →Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech.
Technology · Software - Infrastructure · 14,008 employees
About Microsoft
MSFT stock →Microsoft Corporation, a technology company, develops and supports a portfolio of technology solutions for individuals and businesses worldwide. Its products include operating systems, server applications, business solution applications, software development tools, desktop and server management tools, and video games; and devices, such as PCs, tablets, gaming and entertainment consoles, other intelligent devices, and related accessories.
Technology · Computer Software: Prepackaged Software · 223,000 employees
KSPI vs MSFT FAQ
Which is bigger, Joint Stock Kaspi.kz American Depository Shares or Microsoft?
Microsoft (MSFT) is larger, with a market capitalization of $3.94T compared with $17.47B for Joint Stock Kaspi.kz American Depository Shares (KSPI).
Which stock has performed better over the past year, KSPI or MSFT?
KSPI returned +19.54% over the past 12 months, compared with +1.10% for MSFT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, KSPI or MSFT?
KSPI has the lower trailing P/E at 8.4, versus 29.6 for MSFT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Joint Stock Kaspi.kz American Depository Shares or Microsoft?
Joint Stock Kaspi.kz American Depository Shares has the higher yield at 6.25%, compared with 0.69% for Microsoft.
Are Joint Stock Kaspi.kz American Depository Shares and Microsoft in the same industry?
Both are in the Technology sector, but in different industries: Software - Infrastructure for Joint Stock Kaspi.kz American Depository Shares and Computer Software: Prepackaged Software for Microsoft.