MetaCap

Joint Stock Kaspi.kz American Depository Shares (KSPI) vs SailPoint (SAIL)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

Joint Stock Kaspi.kz American Depository Shares (KSPI) has outperformed SailPoint (SAIL) over the past year, gaining 22.8% versus a loss of 10.9%. Joint Stock Kaspi.kz American Depository Shares is the larger company by market cap ($17.67 billion vs $11.86 billion), about 1.5 times the size. On valuation, Joint Stock Kaspi.kz American Depository Shares trades at a lower forward P/E (0.0x vs 51.5x for SailPoint).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

KSPI+22.84%SAIL-10.86%
+49%-6%-60%
Oct 9, 20251 yearOct 9, 2026
KSPI-14.84%SAIL-15.40%
+3%-29%-60%
Feb 10, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

KSPI versus SAIL key metrics
MetricKSPISAIL
Share price$92.99$20.77
Market cap$17.67B$11.86B
1-day change+0.17%+3.75%
YTD return+19.02%+2.67%
1-year return+22.84%-10.86%
P/E ratio (TTM)8.52—
Forward P/E0.0151.54
EPS (TTM)$10.91$-0.34
Dividend yield6.17%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)—$1.07B
Revenue growth (YoY)—+24.35%
Net income (latest FY)—$-270.05M
Gross margin—64.47%
Operating margin—-28.70%
Net margin—-25.21%
52-week high$109.94$23.89
52-week low$68.59$10.30
Distance from 52-week high-15.42%-13.06%
Analyst consensusbuybuy
Avg. price target upside+14.46%+4.62%
Average volume543.85K4.23M
Shares outstanding190.03M570.91M
Employees14,0083,229
SectorTechnologyTechnology
IndustrySoftware - InfrastructureComputer Software: Prepackaged Software

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • KSPI has outperformed SAIL by 33.7 percentage points over the past year.
  • Joint Stock Kaspi.kz American Depository Shares offers a meaningfully higher dividend yield (6.17% vs 0.00%).

About Joint Stock Kaspi.kz American Depository Shares

KSPI stock →

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech.

Technology · Software - Infrastructure · 14,008 employees

About SailPoint

SAIL stock →

SailPoint, Inc. delivers solutions to enable identity security for the enterprise in the Americas, Europe, the Middle East, Africa, the Asia-Pacific, and internationally.

Technology · Computer Software: Prepackaged Software · 3,229 employees

KSPI vs SAIL FAQ

Which is bigger, Joint Stock Kaspi.kz American Depository Shares or SailPoint?

Joint Stock Kaspi.kz American Depository Shares (KSPI) is larger, with a market capitalization of $17.67B compared with $11.86B for SailPoint (SAIL).

Which stock has performed better over the past year, KSPI or SAIL?

KSPI returned +22.84% over the past 12 months, compared with -10.86% for SAIL (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Joint Stock Kaspi.kz American Depository Shares or SailPoint?

Joint Stock Kaspi.kz American Depository Shares pays a dividend yielding 6.17%, while SailPoint does not currently pay a regular dividend.

Are Joint Stock Kaspi.kz American Depository Shares and SailPoint in the same industry?

Both are in the Technology sector, but in different industries: Software - Infrastructure for Joint Stock Kaspi.kz American Depository Shares and Computer Software: Prepackaged Software for SailPoint.

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