MetaCap

Joint Stock Kaspi.kz American Depository Shares (KSPI) vs Twilio (TWLO)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Twilio (TWLO) has outperformed Joint Stock Kaspi.kz American Depository Shares (KSPI) over the past year, gaining 141.8% versus a gain of 20.2%. Twilio is the larger company by market cap ($42.35 billion vs $17.64 billion), about 2.4 times the size. On valuation, Joint Stock Kaspi.kz American Depository Shares trades at a lower forward P/E (0.0x vs 40.6x for Twilio).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

KSPI+20.18%TWLO+141.80%
+173%+77%-20%
Oct 8, 20251 yearOct 8, 2026
KSPI-3.27%TWLO+275.91%
+318%+137%-45%
Jan 15, 20245 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

KSPI versus TWLO key metrics
MetricKSPITWLO
Share price$92.83$275.77
Market cap$17.64B$42.35B
1-day change+1.04%+1.01%
YTD return+18.81%+93.88%
1-year return+20.18%+141.80%
5-year return—-21.95%
P/E ratio (TTM)8.5138.14
Forward P/E0.0140.56
EPS (TTM)$10.91$7.23
Dividend yield6.25%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)—$5.07B
Revenue growth (YoY)—+13.66%
Net income (latest FY)—$33.83M
Gross margin—48.92%
Operating margin—3.11%
Net margin—0.67%
52-week high$109.94$308.40
52-week low$68.59$104.50
Distance from 52-week high-15.56%-10.58%
Analyst consensusbuybuy
Avg. price target upside+16.22%-4.62%
Average volume540.43K2.89M
Shares outstanding190.03M153.58M
Employees14,0085,492
SectorTechnologyTechnology
IndustrySoftware - InfrastructureComputer Software: Prepackaged Software

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Twilio is about 2.4 times larger than Joint Stock Kaspi.kz American Depository Shares by market value ($42.35B vs $17.64B).
  • TWLO has outperformed KSPI by 121.6 percentage points over the past year.
  • Twilio trades at a higher earnings multiple (38.1x vs 8.5x trailing P/E).
  • Joint Stock Kaspi.kz American Depository Shares offers a meaningfully higher dividend yield (6.25% vs 0.00%).

About Joint Stock Kaspi.kz American Depository Shares

KSPI stock →

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech.

Technology · Software - Infrastructure · 14,008 employees

About Twilio

TWLO stock →

Twilio Inc., together with its subsidiaries, provides customer engagement platform solutions in the United States and internationally. The company provides various application programming interfaces and software solutions for communications between customers and end users, including messaging, voice, email, video interactions, digital engagement centers, marketing campaigns, and user authentication and identity solutions.

Technology · Computer Software: Prepackaged Software · 5,492 employees

KSPI vs TWLO FAQ

Which is bigger, Joint Stock Kaspi.kz American Depository Shares or Twilio?

Twilio (TWLO) is larger, with a market capitalization of $42.35B compared with $17.64B for Joint Stock Kaspi.kz American Depository Shares (KSPI).

Which stock has performed better over the past year, KSPI or TWLO?

TWLO returned +141.80% over the past 12 months, compared with +20.18% for KSPI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, KSPI or TWLO?

KSPI has the lower trailing P/E at 8.5, versus 38.1 for TWLO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Joint Stock Kaspi.kz American Depository Shares or Twilio?

Joint Stock Kaspi.kz American Depository Shares pays a dividend yielding 6.25%, while Twilio does not currently pay a regular dividend.

Are Joint Stock Kaspi.kz American Depository Shares and Twilio in the same industry?

Both are in the Technology sector, but in different industries: Software - Infrastructure for Joint Stock Kaspi.kz American Depository Shares and Computer Software: Prepackaged Software for Twilio.

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