LCNB (LCNB) vs Oak Valley Bancorp (CA) (OVLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Oak Valley Bancorp (CA) (OVLY) has outperformed LCNB (LCNB) over the past year, gaining 25.1% versus a gain of 23.8%. Over five years, OVLY leads with a +85.2% price change compared with +6.4% for LCNB. Oak Valley Bancorp (CA) is the larger company by market cap ($280.7 million vs $264.0 million), about 1.1 times the size.
On valuation, LCNB trades at a lower trailing P/E (10.7x vs 12.2x for Oak Valley Bancorp (CA)). LCNB offers the higher dividend yield (4.75% vs 2.25%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LCNB | OVLY |
|---|---|---|
| Share price | $18.52 | $33.37 |
| Market cap | $264.00M | $280.73M |
| 1-day change | -2.22% | -2.63% |
| YTD return | +13.00% | +11.01% |
| 1-year return | +23.80% | +25.07% |
| 5-year return | +6.38% | +85.18% |
| P/E ratio (TTM) | 10.71 | 12.18 |
| Forward P/E | 10.01 | — |
| EPS (TTM) | $1.73 | $2.74 |
| Dividend yield | 4.75% | 2.25% |
| Annual dividend | $0.88 | $0.75 |
| 52-week high | $21.32 | $35.97 |
| 52-week low | $14.31 | $25.41 |
| Distance from 52-week high | -13.13% | -7.23% |
| Analyst consensus | none | — |
| Avg. price target upside | +14.74% | — |
| Average volume | 38.84K | 24.07K |
| Shares outstanding | 14.25M | 8.41M |
| Employees | 328 | 246 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LCNB offers a meaningfully higher dividend yield (4.75% vs 2.25%).
- The two companies sit in different sectors: LCNB in Finance and Oak Valley Bancorp (CA) in Financial Services.
About LCNB
LCNB stock →LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States.
Finance · Major Banks · 328 employees
About Oak Valley Bancorp (CA)
OVLY stock →Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit.
Financial Services · Banks - Regional · 246 employees
LCNB vs OVLY FAQ
Which is bigger, LCNB or Oak Valley Bancorp (CA)?
Oak Valley Bancorp (CA) (OVLY) is larger, with a market capitalization of $280.73M compared with $264.00M for LCNB (LCNB).
Which stock has performed better over the past year, LCNB or OVLY?
OVLY returned +25.07% over the past 12 months, compared with +23.80% for LCNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LCNB or OVLY?
LCNB has the lower trailing P/E at 10.7, versus 12.2 for OVLY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, LCNB or Oak Valley Bancorp (CA)?
LCNB has the higher yield at 4.75%, compared with 2.25% for Oak Valley Bancorp (CA).
Are LCNB and Oak Valley Bancorp (CA) in the same industry?
No. LCNB is in the Finance sector, while Oak Valley Bancorp (CA) is in Financial Services.