MetaCap

Ethos Technologies (LIFE) vs Neptune Insurance (NP)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Neptune Insurance is the larger company by market cap ($3.82 billion vs $2.23 billion), about 1.7 times the size. On valuation, Ethos Technologies trades at a lower forward P/E (13.3x vs 41.3x for Neptune Insurance).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LIFE+107.72%NP+7.15%
+159%+54%-51%
Jan 29, 20261 yearOct 7, 2026
LIFE+132.56%NP+9.25%
+178%+66%-45%
Jan 26, 20265 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LIFE versus NP key metrics
MetricLIFENP
Share price$35.00$27.86
Market cap$2.23B$3.82B
1-day change-0.14%+2.46%
YTD return—-4.46%
1-year return—+1.75%
P/E ratio (TTM)—121.13
Forward P/E13.3041.35
EPS (TTM)$-2.08$0.23
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)—$159.55M
Revenue growth (YoY)—+33.74%
Net income (latest FY)—$37.41M
Operating margin—44.47%
Net margin—23.45%
52-week high$42.55$35.15
52-week low$9.45$14.78
Distance from 52-week high-17.74%-20.74%
Analyst consensusstrong_buybuy
Avg. price target upside+1.80%+23.40%
Average volume1.40M578.49K
Shares outstanding31.55M93.80M
Employees61462
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Ethos Technologies

LIFE stock →

Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States.

Finance · Specialty Insurers · 614 employees

About Neptune Insurance

NP stock →

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.

Finance · Specialty Insurers · 62 employees

LIFE vs NP FAQ

Which is bigger, Ethos Technologies or Neptune Insurance?

Neptune Insurance (NP) is larger, with a market capitalization of $3.82B compared with $2.23B for Ethos Technologies (LIFE).

Are Ethos Technologies and Neptune Insurance in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

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