Mastercard (MA) vs PDD (PDD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Mastercard (MA) has outperformed PDD (PDD) over the past year, losing 1.7% versus a loss of 41.2%. Over five years, MA leads with a +60.1% price change compared with -16.5% for PDD. Mastercard is the larger company by market cap ($499.38 billion vs $111.74 billion), about 4.5 times the size.
On valuation, PDD trades at a lower forward P/E (6.4x vs 24.8x for Mastercard). Mastercard pays a dividend yielding 0.59%, while PDD does not currently pay one. Mastercard converts more of its revenue into profit, with a net margin of 45.6% versus 22.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MA | PDD |
|---|---|---|
| Share price | $570.06 | $78.50 |
| Market cap | $499.38B | $111.74B |
| 1-day change | +0.61% | +0.13% |
| YTD return | -0.14% | -30.77% |
| 1-year return | -1.69% | -41.19% |
| 5-year return | +60.13% | -16.50% |
| P/E ratio (TTM) | 31.36 | 8.81 |
| Forward P/E | 24.76 | 6.37 |
| EPS (TTM) | $18.18 | $8.91 |
| Dividend yield | 0.59% | 0.00% |
| Annual dividend | $3.37 | $0.00 |
| Revenue (latest FY) | $32.79B | $61.75B |
| Revenue growth (YoY) | +16.42% | +14.45% |
| Net income (latest FY) | $14.97B | $13.99B |
| Gross margin | — | 56.28% |
| Operating margin | 57.63% | 21.56% |
| Net margin | 45.65% | 22.66% |
| 52-week high | $601.23 | $139.41 |
| 52-week low | $464.52 | $71.94 |
| Distance from 52-week high | -5.18% | -43.69% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +16.95% | +46.23% |
| Average volume | 2.85M | 6.37M |
| Shares outstanding | 869.46M | 1.42B |
| Employees | 39,800 | 25,474 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Mastercard is about 4.5 times larger than PDD by market value ($499.38B vs $111.74B).
- MA has outperformed PDD by 39.5 percentage points over the past year.
- Mastercard trades at a higher earnings multiple (31.4x vs 8.8x trailing P/E).
- Mastercard is more profitable, keeping 45.6 cents of every revenue dollar as net income versus 22.7 cents for PDD.
About Mastercard
MA stock →Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions.
Consumer Discretionary · Business Services · 39,800 employees
About PDD
PDD stock →PDD Holdings Inc., a multinational commerce group that owns and operates a portfolio of businesses. The company operates Pinduoduo platform, which provides various product categories and interactive shopping experiences; and Temu, an online platform, which enables merchants to streamline their manufacturing and commercial operations.
Consumer Discretionary · Business Services · 25,474 employees
MA vs PDD FAQ
Which is bigger, Mastercard or PDD?
Mastercard (MA) is larger, with a market capitalization of $499.38B compared with $111.74B for PDD (PDD).
Which stock has performed better over the past year, MA or PDD?
MA returned -1.69% over the past 12 months, compared with -41.19% for PDD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MA or PDD?
PDD has the lower trailing P/E at 8.8, versus 31.4 for MA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Mastercard or PDD?
Mastercard pays a dividend yielding 0.59%, while PDD does not currently pay a regular dividend.
Are Mastercard and PDD in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.