MetaCap

MFA Financial (MFA) vs PennyMac Mortgage Investment (PMT)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

MFA Financial (MFA) has outperformed PennyMac Mortgage Investment (PMT) over the past year, losing 20.3% versus a loss of 36.3%. Over five years, PMT leads with a -60.4% price change compared with -61.6% for MFA. On valuation, MFA Financial trades at a lower forward P/E (5.2x vs 5.8x for PennyMac Mortgage Investment).

PennyMac Mortgage Investment offers the higher dividend yield (20.25% vs 20.14%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

MFA-20.29%PMT-36.34%
+18%-11%-40%
Oct 7, 20251 yearOct 7, 2026
MFA-61.14%PMT-61.03%
+5%-30%-65%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

MFA versus PMT key metrics
MetricMFAPMT
Share price$7.15$7.90
Market cap$722.78M—
1-day change-1.79%-1.62%
YTD return-23.20%-37.05%
1-year return-20.29%-36.34%
5-year return-61.56%-60.40%
P/E ratio (TTM)7.085.49
Forward P/E5.175.78
EPS (TTM)$1.01$1.44
Dividend yield20.14%20.25%
Annual dividend$1.44$1.60
52-week high$10.43$13.81
52-week low$7.11$7.64
Distance from 52-week high-31.45%-42.80%
Analyst consensusbuyhold
Avg. price target upside+93.43%+42.91%
Average volume1.64M1.60M
Shares outstanding101.09M—
Employees307—
SectorReal EstateReal Estate
IndustryReal Estate Investment TrustsReal Estate Investment Trusts

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MFA has outperformed PMT by 16.1 percentage points over the past year.
  • MFA Financial trades at a higher earnings multiple (7.1x vs 5.5x trailing P/E).

About MFA Financial

MFA stock →

MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It operates through two segments: Mortgage-Related Assets and Lima One.

Real Estate · Real Estate Investment Trusts · 307 employees

About PennyMac Mortgage Investment

PMT stock →

PennyMac Mortgage Investment Trust, through its subsidiary, primarily invests in residential mortgage-related assets in the United States. The company operates through: Credit Sensitive Strategies, Interest Rate Sensitive Strategies, and Correspondent Production segments.

Real Estate · Real Estate Investment Trusts

MFA vs PMT FAQ

Which stock has performed better over the past year, MFA or PMT?

MFA returned -20.29% over the past 12 months, compared with -36.34% for PMT (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, MFA or PMT?

PMT has the lower trailing P/E at 5.5, versus 7.1 for MFA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, MFA Financial or PennyMac Mortgage Investment?

PennyMac Mortgage Investment has the higher yield at 20.25%, compared with 20.14% for MFA Financial.

Are MFA Financial and PennyMac Mortgage Investment in the same industry?

Yes. Both are classified in the Real Estate Investment Trusts industry within the Real Estate sector.

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