MetaCap

nCino (NCNO) vs Porch Group (PRCH)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Porch Group (PRCH) has outperformed nCino (NCNO) over the past year, gaining 13.6% versus a loss of 25.4%. Over five years, PRCH leads with a +2.0% price change compared with -73.8% for NCNO. nCino is the larger company by market cap ($2.08 billion vs $1.99 billion), about 1.0 times the size, while Porch Group is growing revenue faster (+10.2% vs +10.0%).

On valuation, nCino trades at a lower forward P/E (12.4x vs 47.4x for Porch Group). nCino converts more of its revenue into profit, with a net margin of 0.9% versus -0.7%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

NCNO-26.86%PRCH+12.18%
+21%-21%-62%
Oct 8, 20251 yearOct 7, 2026
NCNO-72.86%PRCH+5.16%
+54%-25%-104%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

NCNO versus PRCH key metrics
MetricNCNOPRCH
Share price$19.68$17.53
Market cap$2.08B$1.99B
1-day change+3.09%+1.27%
YTD return-25.55%+92.00%
1-year return-25.43%+13.61%
5-year return-73.79%+1.98%
P/E ratio (TTM)61.50—
Forward P/E12.4447.38
EPS (TTM)$0.32$-0.12
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
Revenue (latest FY)$594.78M$482.41M
Revenue growth (YoY)+10.01%+10.18%
Net income (latest FY)$5.18M$-3.36M
Gross margin60.55%70.48%
Operating margin0.63%7.58%
Net margin0.87%-0.70%
52-week high$27.50$18.37
52-week low$13.80$6.36
Distance from 52-week high-28.44%-4.57%
Analyst consensusbuystrong_buy
Avg. price target upside+23.32%+18.60%
Average volume2.33M1.56M
Shares outstanding105.74M113.52M
Employees1,684799
SectorTechnologyTechnology
IndustryComputer Software: Prepackaged SoftwareComputer Software: Prepackaged Software

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PRCH has outperformed NCNO by 39.0 percentage points over the past year.

About nCino

NCNO stock →

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses.

Technology · Computer Software: Prepackaged Software · 1,684 employees

About Porch Group

PRCH stock →

Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States.

Technology · Computer Software: Prepackaged Software · 799 employees

NCNO vs PRCH FAQ

Which is bigger, nCino or Porch Group?

nCino (NCNO) is larger, with a market capitalization of $2.08B compared with $1.99B for Porch Group (PRCH).

Which stock has performed better over the past year, NCNO or PRCH?

PRCH returned +13.61% over the past 12 months, compared with -25.43% for NCNO (price return, excluding dividends). Past performance does not predict future results.

Are nCino and Porch Group in the same industry?

Yes. Both are classified in the Computer Software: Prepackaged Software industry within the Technology sector.

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