Northrim BanCorp (NRIM) vs Ponce Financial Group (PDLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Ponce Financial Group (PDLB) has outperformed Northrim BanCorp (NRIM) over the past year, gaining 38.9% versus a gain of 16.0%. Over five years, NRIM leads with a +123.8% price change compared with +93.2% for PDLB. Northrim BanCorp is the larger company by market cap ($548.3 million vs $488.4 million), about 1.1 times the size.
On valuation, Northrim BanCorp trades at a lower forward P/E (8.9x vs 11.4x for Ponce Financial Group). Northrim BanCorp pays a dividend yielding 1.30%, while Ponce Financial Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NRIM | PDLB |
|---|---|---|
| Share price | $24.65 | $20.19 |
| Market cap | $548.33M | $488.35M |
| 1-day change | +1.44% | +0.55% |
| YTD return | -7.37% | +23.49% |
| 1-year return | +16.00% | +38.86% |
| 5-year return | +123.84% | +93.18% |
| P/E ratio (TTM) | 8.11 | 14.32 |
| Forward P/E | 8.88 | 11.41 |
| EPS (TTM) | $3.04 | $1.41 |
| Dividend yield | 1.30% | 0.00% |
| Annual dividend | $0.32 | $0.00 |
| 52-week high | $30.82 | $21.10 |
| 52-week low | $19.60 | $13.91 |
| Distance from 52-week high | -20.02% | -4.31% |
| Analyst consensus | none | none |
| Avg. price target upside | +23.04% | +18.87% |
| Average volume | 143.92K | 75.35K |
| Shares outstanding | 22.24M | 24.19M |
| Employees | 516 | 229 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PDLB has outperformed NRIM by 22.9 percentage points over the past year.
- Ponce Financial Group trades at a higher earnings multiple (14.3x vs 8.1x trailing P/E).
- Northrim BanCorp offers a meaningfully higher dividend yield (1.30% vs 0.00%).
About Northrim BanCorp
NRIM stock →Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals.
Finance · Savings Institutions · 516 employees
About Ponce Financial Group
PDLB stock →Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services.
Finance · Savings Institutions · 229 employees
NRIM vs PDLB FAQ
Which is bigger, Northrim BanCorp or Ponce Financial Group?
Northrim BanCorp (NRIM) is larger, with a market capitalization of $548.33M compared with $488.35M for Ponce Financial Group (PDLB).
Which stock has performed better over the past year, NRIM or PDLB?
PDLB returned +38.86% over the past 12 months, compared with +16.00% for NRIM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NRIM or PDLB?
NRIM has the lower trailing P/E at 8.1, versus 14.3 for PDLB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Northrim BanCorp or Ponce Financial Group?
Northrim BanCorp pays a dividend yielding 1.30%, while Ponce Financial Group does not currently pay a regular dividend.
Are Northrim BanCorp and Ponce Financial Group in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.