Neostellar Capital (NSLR) vs X Financial (XYF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Neostellar Capital (NSLR) has outperformed X Financial (XYF) over the past year, losing 24.6% versus a loss of 64.4%. Over five years, XYF leads with a +17.6% price change compared with -42.6% for NSLR. Neostellar Capital is the larger company by market cap ($194.8 million vs $187.3 million), about 1.0 times the size.
On valuation, Neostellar Capital trades at a lower trailing P/E (1.8x vs 2.4x for X Financial). X Financial pays a dividend yielding 75.27%, while Neostellar Capital does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NSLR | XYF |
|---|---|---|
| Share price | $7.36 | $5.07 |
| Market cap | $194.84M | $187.25M |
| 1-day change | -0.54% | -4.16% |
| YTD return | -21.61% | -9.29% |
| 1-year return | -24.64% | -64.35% |
| 5-year return | -42.59% | +17.59% |
| P/E ratio (TTM) | 1.77 | 2.43 |
| Forward P/E | — | 13.70 |
| EPS (TTM) | $4.15 | $2.09 |
| Dividend yield | 3.38% | 75.27% |
| Annual dividend | $0.00 | $3.82 |
| 52-week high | $14.98 | $14.65 |
| 52-week low | $7.04 | $3.30 |
| Distance from 52-week high | -50.87% | -65.39% |
| Analyst consensus | none | — |
| Avg. price target upside | +116.58% | — |
| Average volume | 341.40K | 59.65K |
| Shares outstanding | 26.47M | 20.67M |
| Employees | 9 | 643 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NSLR has outperformed XYF by 39.7 percentage points over the past year.
- X Financial trades at a higher earnings multiple (2.4x vs 1.8x trailing P/E).
- X Financial offers a meaningfully higher dividend yield (75.27% vs 3.38%).
About Neostellar Capital
NSLR stock →Neostellar Capital Corp., formerly known as SuRo Capital Corp. is a venture capital, mezzanine, secondary(direct) and business development company specializing in growth capital, emerging growth, late stage and venture capital-backed private companies.
Finance · Finance: Consumer Services · 9 employees
About X Financial
XYF stock →X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product.
Finance · Finance: Consumer Services · 643 employees
NSLR vs XYF FAQ
Which is bigger, Neostellar Capital or X Financial?
Neostellar Capital (NSLR) is larger, with a market capitalization of $194.84M compared with $187.25M for X Financial (XYF).
Which stock has performed better over the past year, NSLR or XYF?
NSLR returned -24.64% over the past 12 months, compared with -64.35% for XYF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NSLR or XYF?
NSLR has the lower trailing P/E at 1.8, versus 2.4 for XYF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Neostellar Capital or X Financial?
X Financial has the higher yield at 75.27%, compared with 3.38% for Neostellar Capital.
Are Neostellar Capital and X Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.