Old National Bancorp (ONB) vs UMB Financial (UMBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Old National Bancorp (ONB) has outperformed UMB Financial (UMBF) over the past year, gaining 9.9% versus a gain of 8.3%. Over five years, ONB leads with a +43.2% price change compared with +28.4% for UMBF. UMB Financial is the larger company by market cap ($9.74 billion vs $9.34 billion), about 1.0 times the size.
On valuation, Old National Bancorp trades at a lower forward P/E (8.5x vs 9.2x for UMB Financial). Old National Bancorp offers the higher dividend yield (2.33% vs 1.32%). Old National Bancorp converts more of its revenue into profit, with a net margin of 26.5% versus 26.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ONB | UMBF |
|---|---|---|
| Share price | $24.42 | $128.21 |
| Market cap | $9.34B | $9.74B |
| 1-day change | -1.91% | -1.44% |
| YTD return | +9.46% | +11.45% |
| 1-year return | +9.85% | +8.29% |
| 5-year return | +43.23% | +28.44% |
| P/E ratio (TTM) | 10.81 | 10.67 |
| Forward P/E | 8.45 | 9.21 |
| EPS (TTM) | $2.26 | $12.02 |
| Dividend yield | 2.33% | 1.32% |
| Annual dividend | $0.57 | $1.69 |
| Revenue (latest FY) | $2.52B | $2.65B |
| Revenue growth (YoY) | +33.89% | +62.81% |
| Net income (latest FY) | $669.26M | $702.40M |
| Net margin | 26.51% | 26.48% |
| 52-week high | $27.36 | $153.32 |
| 52-week low | $19.39 | $103.38 |
| Distance from 52-week high | -10.75% | -16.38% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.21% | +28.74% |
| Average volume | 4.28M | 602.56K |
| Shares outstanding | 382.57M | 75.95M |
| Employees | 4,914 | 5,222 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Old National Bancorp offers a meaningfully higher dividend yield (2.33% vs 1.32%).
- UMB Financial grew revenue faster in its latest fiscal year (+62.81% vs +33.89%).
About Old National Bancorp
ONB stock →Old National Bancorp operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States. It accepts deposit accounts, such as noninterest-bearing demand, interest-bearing checking and negotiable order of withdrawal, savings and money market, and time deposits.
Finance · Major Banks · 4,914 employees
About UMB Financial
UMBF stock →UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking.
Finance · Major Banks · 5,222 employees
ONB vs UMBF FAQ
Which is bigger, Old National Bancorp or UMB Financial?
UMB Financial (UMBF) is larger, with a market capitalization of $9.74B compared with $9.34B for Old National Bancorp (ONB).
Which stock has performed better over the past year, ONB or UMBF?
ONB returned +9.85% over the past 12 months, compared with +8.29% for UMBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ONB or UMBF?
UMBF has the lower trailing P/E at 10.7, versus 10.8 for ONB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Old National Bancorp or UMB Financial?
Old National Bancorp has the higher yield at 2.33%, compared with 1.32% for UMB Financial.
Are Old National Bancorp and UMB Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.