Oportun Financial (OPRT) vs LendingTree (TREE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Oportun Financial (OPRT) has outperformed LendingTree (TREE) over the past year, gaining 54.0% versus a loss of 58.9%. Over five years, OPRT leads with a -67.0% price change compared with -84.2% for TREE. Oportun Financial is the larger company by market cap ($383.1 million vs $341.0 million), about 1.1 times the size.
On valuation, LendingTree trades at a lower forward P/E (3.7x vs 4.3x for Oportun Financial).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OPRT | TREE |
|---|---|---|
| Share price | $8.33 | $24.29 |
| Market cap | $383.07M | $341.02M |
| 1-day change | +0.12% | -1.66% |
| YTD return | +57.47% | -54.25% |
| 1-year return | +53.97% | -58.86% |
| 5-year return | -67.02% | -84.24% |
| P/E ratio (TTM) | 20.82 | 1.91 |
| Forward P/E | 4.27 | 3.67 |
| EPS (TTM) | $0.40 | $12.74 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $8.66 | $68.93 |
| 52-week low | $4.03 | $23.50 |
| Distance from 52-week high | -3.81% | -64.76% |
| Analyst consensus | none | none |
| Avg. price target upside | +17.05% | +130.55% |
| Average volume | 541.98K | 394.08K |
| Shares outstanding | 45.99M | 14.04M |
| Employees | 2,405 | 919 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Insurance Brokers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPRT has outperformed TREE by 112.8 percentage points over the past year.
- Oportun Financial trades at a higher earnings multiple (20.8x vs 1.9x trailing P/E).
About Oportun Financial
OPRT stock →Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards.
Financial Services · Credit Services · 2,405 employees
About LendingTree
TREE stock →LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. The company operates through three segments: Home, Consumer, and Insurance.
Financial Services · Insurance Brokers · 919 employees
OPRT vs TREE FAQ
Which is bigger, Oportun Financial or LendingTree?
Oportun Financial (OPRT) is larger, with a market capitalization of $383.07M compared with $341.02M for LendingTree (TREE).
Which stock has performed better over the past year, OPRT or TREE?
OPRT returned +53.97% over the past 12 months, compared with -58.86% for TREE (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OPRT or TREE?
TREE has the lower trailing P/E at 1.9, versus 20.8 for OPRT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Oportun Financial and LendingTree in the same industry?
Both are in the Financial Services sector, but in different industries: Credit Services for Oportun Financial and Insurance Brokers for LendingTree.