Paymentus (PAY) vs Remitly Global (RELY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Remitly Global (RELY) has outperformed Paymentus (PAY) over the past year, gaining 44.9% versus a loss of 3.1%. Over five years, PAY leads with a +30.3% price change compared with -43.0% for RELY. Remitly Global is the larger company by market cap ($4.93 billion vs $3.93 billion), about 1.3 times the size, while Paymentus is growing revenue faster (+37.3% vs +29.4%).
On valuation, Remitly Global trades at a lower forward P/E (14.4x vs 28.6x for Paymentus). Paymentus converts more of its revenue into profit, with a net margin of 5.6% versus 4.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PAY | RELY |
|---|---|---|
| Share price | $31.19 | $23.29 |
| Market cap | $3.93B | $4.93B |
| 1-day change | -0.42% | +1.57% |
| YTD return | -0.85% | +66.16% |
| 1-year return | -3.12% | +44.85% |
| 5-year return | +30.28% | -42.96% |
| P/E ratio (TTM) | 47.26 | 16.88 |
| Forward P/E | 28.59 | 14.42 |
| EPS (TTM) | $0.66 | $1.38 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.20B | $1.64B |
| Revenue growth (YoY) | +37.25% | +29.37% |
| Net income (latest FY) | $66.94M | $67.93M |
| Gross margin | 24.77% | — |
| Operating margin | 6.31% | 4.74% |
| Net margin | 5.59% | 4.15% |
| 52-week high | $45.31 | $27.48 |
| 52-week low | $20.11 | $12.08 |
| Distance from 52-week high | -31.16% | -15.24% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +28.70% | +37.87% |
| Average volume | 1.16M | 3.49M |
| Shares outstanding | 63.11M | 211.68M |
| Employees | 1,340 | 3,200 |
| Sector | Consumer Discretionary | Consumer Discretionary |
| Industry | Business Services | Business Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RELY has outperformed PAY by 48.0 percentage points over the past year.
- Paymentus trades at a higher earnings multiple (47.3x vs 16.9x trailing P/E).
- Paymentus grew revenue faster in its latest fiscal year (+37.25% vs +29.37%).
About Paymentus
PAY stock →Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally.
Consumer Discretionary · Business Services · 1,340 employees
About Remitly Global
RELY stock →Remitly Global, Inc., a cross-border payment company engages in the provision of digital financial services in the United States, Canada, and internationally. It offers cross-border remittances and complementary financial services through mobile application and website.
Consumer Discretionary · Business Services · 3,200 employees
PAY vs RELY FAQ
Which is bigger, Paymentus or Remitly Global?
Remitly Global (RELY) is larger, with a market capitalization of $4.93B compared with $3.93B for Paymentus (PAY).
Which stock has performed better over the past year, PAY or RELY?
RELY returned +44.85% over the past 12 months, compared with -3.12% for PAY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PAY or RELY?
RELY has the lower trailing P/E at 16.9, versus 47.3 for PAY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Paymentus and Remitly Global in the same industry?
Yes. Both are classified in the Business Services industry within the Consumer Discretionary sector.