MetaCap

Peoples Bancorp (PEBO) vs River City Bank (RCBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

River City Bank (RCBC) has outperformed Peoples Bancorp (PEBO) over the past year, gaining 42.1% versus a gain of 20.6%. Over five years, RCBC leads with a +96.4% price change compared with +10.5% for PEBO. River City Bank is the larger company by market cap ($769.4 million vs $583.4 million), about 1.3 times the size.

On valuation, Peoples Bancorp trades at a lower forward P/E (8.5x vs 11.0x for River City Bank). Peoples Bancorp offers the higher dividend yield (4.64% vs 0.35%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

PEBO+20.62%RCBC+42.07%
+45%+18%-9%
Oct 9, 20251 yearOct 9, 2026
PEBO+9.98%RCBC+98.48%
+105%+31%-43%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

PEBO versus RCBC key metrics
MetricPEBORCBC
Share price$35.80$54.98
Market cap$583.39M$769.44M
1-day change-1.40%+0.51%
YTD return+19.21%+25.30%
1-year return+20.62%+42.07%
5-year return+10.49%+96.36%
P/E ratio (TTM)10.9811.62
Forward P/E8.4911.04
EPS (TTM)$3.26$4.73
Dividend yield4.64%0.35%
Annual dividend$1.66$0.19
52-week high$42.29$55.77
52-week low$27.49$38.20
Distance from 52-week high-15.35%-1.42%
Analyst consensusholdbuy
Avg. price target upside+18.24%+1.86%
Average volume340.51K60.12K
Shares outstanding16.30M13.99M
Employees1,443—
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • RCBC has outperformed PEBO by 21.4 percentage points over the past year.
  • Peoples Bancorp offers a meaningfully higher dividend yield (4.64% vs 0.35%).

About Peoples Bancorp

PEBO stock →

Peoples Bancorp Inc. operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services.

Finance · Major Banks · 1,443 employees

About River City Bank

RCBC stock →

River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts.

Finance · Major Banks

PEBO vs RCBC FAQ

Which is bigger, Peoples Bancorp or River City Bank?

River City Bank (RCBC) is larger, with a market capitalization of $769.44M compared with $583.39M for Peoples Bancorp (PEBO).

Which stock has performed better over the past year, PEBO or RCBC?

RCBC returned +42.07% over the past 12 months, compared with +20.62% for PEBO (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, PEBO or RCBC?

PEBO has the lower trailing P/E at 11.0, versus 11.6 for RCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Peoples Bancorp or River City Bank?

Peoples Bancorp has the higher yield at 4.64%, compared with 0.35% for River City Bank.

Are Peoples Bancorp and River City Bank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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