PennantPark Floating Rate Capital (PFLT) vs Velocity Financial (VEL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Velocity Financial (VEL) has outperformed PennantPark Floating Rate Capital (PFLT) over the past year, losing 17.8% versus a loss of 24.1%. Over five years, VEL leads with a +19.6% price change compared with -49.3% for PFLT. PennantPark Floating Rate Capital is the larger company by market cap ($662.8 million vs $588.7 million), about 1.1 times the size.
On valuation, Velocity Financial trades at a lower forward P/E (4.9x vs 6.3x for PennantPark Floating Rate Capital). PennantPark Floating Rate Capital pays a dividend yielding 18.13%, while Velocity Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PFLT | VEL |
|---|---|---|
| Share price | $6.68 | $14.91 |
| Market cap | $662.78M | $588.67M |
| 1-day change | +0.30% | +1.15% |
| YTD return | -27.94% | -28.18% |
| 1-year return | -24.09% | -17.76% |
| 5-year return | -49.32% | +19.57% |
| P/E ratio (TTM) | 13.10 | 5.42 |
| Forward P/E | 6.30 | 4.92 |
| EPS (TTM) | $0.51 | $2.75 |
| Dividend yield | 18.13% | 0.00% |
| Annual dividend | $1.21 | $0.00 |
| 52-week high | $9.75 | $21.40 |
| 52-week low | $6.58 | $14.18 |
| Distance from 52-week high | -31.49% | -30.31% |
| Analyst consensus | none | hold |
| Avg. price target upside | +45.96% | +39.70% |
| Average volume | 932.48K | 139.65K |
| Shares outstanding | 99.22M | 39.48M |
| Employees | — | 364 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PennantPark Floating Rate Capital trades at a higher earnings multiple (13.1x vs 5.4x trailing P/E).
- PennantPark Floating Rate Capital offers a meaningfully higher dividend yield (18.13% vs 0.00%).
About PennantPark Floating Rate Capital
PFLT stock →PennantPark Floating Rate Capital Ltd. is a Private Debt, business development company.
Finance · Finance: Consumer Services
About Velocity Financial
VEL stock →Velocity Financial, Inc. operates as a real estate finance company in the United States.
Finance · Finance: Consumer Services · 364 employees
PFLT vs VEL FAQ
Which is bigger, PennantPark Floating Rate Capital or Velocity Financial?
PennantPark Floating Rate Capital (PFLT) is larger, with a market capitalization of $662.78M compared with $588.67M for Velocity Financial (VEL).
Which stock has performed better over the past year, PFLT or VEL?
VEL returned -17.76% over the past 12 months, compared with -24.09% for PFLT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PFLT or VEL?
VEL has the lower trailing P/E at 5.4, versus 13.1 for PFLT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, PennantPark Floating Rate Capital or Velocity Financial?
PennantPark Floating Rate Capital pays a dividend yielding 18.13%, while Velocity Financial does not currently pay a regular dividend.
Are PennantPark Floating Rate Capital and Velocity Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.