Primerica (PRI) vs Reinsurance Group of America (RGA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Reinsurance Group of America (RGA) has outperformed Primerica (PRI) over the past year, gaining 27.3% versus a gain of 0.2%. Over five years, RGA leads with a +108.0% price change compared with +64.0% for PRI. Reinsurance Group of America is the larger company by market cap ($16.71 billion vs $8.48 billion), about 2.0 times the size.
On valuation, Reinsurance Group of America trades at a lower forward P/E (8.6x vs 10.1x for Primerica). Primerica offers the higher dividend yield (1.68% vs 1.45%). Primerica converts more of its revenue into profit, with a net margin of 22.8% versus 5.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PRI | RGA |
|---|---|---|
| Share price | $275.55 | $255.95 |
| Market cap | $8.48B | $16.71B |
| 1-day change | +0.78% | +1.76% |
| YTD return | +5.83% | +23.63% |
| 1-year return | +0.17% | +27.30% |
| 5-year return | +64.02% | +108.03% |
| P/E ratio (TTM) | 11.07 | 11.27 |
| Forward P/E | 10.14 | 8.57 |
| EPS (TTM) | $24.90 | $22.71 |
| Dividend yield | 1.68% | 1.45% |
| Annual dividend | $4.64 | $3.72 |
| Revenue (latest FY) | $3.29B | $23.70B |
| Revenue growth (YoY) | +6.56% | +7.20% |
| Net income (latest FY) | $751.23M | $1.18B |
| Net margin | 22.82% | 4.99% |
| 52-week high | $327.28 | $258.37 |
| 52-week low | $230.09 | $178.21 |
| Distance from 52-week high | -15.81% | -0.94% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +17.76% | +8.18% |
| Average volume | 184.88K | 351.76K |
| Shares outstanding | 30.78M | 65.30M |
| Employees | 2,301 | 4,300 |
| Sector | Finance | Finance |
| Industry | Life Insurance | Life Insurance |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RGA has outperformed PRI by 27.1 percentage points over the past year.
- Primerica is more profitable, keeping 22.8 cents of every revenue dollar as net income versus 5.0 cents for Reinsurance Group of America.
About Primerica
PRI stock →Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products.
Finance · Life Insurance · 2,301 employees
About Reinsurance Group of America
RGA stock →Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions.
Finance · Life Insurance · 4,300 employees
PRI vs RGA FAQ
Which is bigger, Primerica or Reinsurance Group of America?
Reinsurance Group of America (RGA) is larger, with a market capitalization of $16.71B compared with $8.48B for Primerica (PRI).
Which stock has performed better over the past year, PRI or RGA?
RGA returned +27.30% over the past 12 months, compared with +0.17% for PRI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PRI or RGA?
PRI has the lower trailing P/E at 11.1, versus 11.3 for RGA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Primerica or Reinsurance Group of America?
Primerica has the higher yield at 1.68%, compared with 1.45% for Reinsurance Group of America.
Are Primerica and Reinsurance Group of America in the same industry?
Yes. Both are classified in the Life Insurance industry within the Finance sector.