PayPal (PYPL) vs Wise Group (WSE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
PayPal is the larger company by market cap ($47.07 billion vs $11.49 billion), about 4.1 times the size, while Wise Group is growing revenue faster (+22.5% vs +4.3%). On valuation, PayPal trades at a lower forward P/E (9.5x vs 16.7x for Wise Group). PayPal pays a dividend yielding 1.02%, while Wise Group does not currently pay one.
Wise Group converts more of its revenue into profit, with a net margin of 26.3% versus 15.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PYPL | WSE |
|---|---|---|
| Share price | $55.02 | $11.68 |
| Market cap | $47.07B | $11.49B |
| 1-day change | +0.13% | -1.10% |
| YTD return | -5.88% | — |
| 1-year return | -26.35% | — |
| 5-year return | -79.52% | — |
| P/E ratio (TTM) | 10.40 | 24.33 |
| Forward P/E | 9.52 | 16.67 |
| EPS (TTM) | $5.29 | $0.48 |
| Dividend yield | 1.02% | 0.00% |
| Annual dividend | $0.56 | $0.00 |
| Revenue (latest FY) | $33.17B | $1.89B |
| Revenue growth (YoY) | +4.32% | +22.46% |
| Net income (latest FY) | $5.23B | $498.70M |
| Operating margin | 18.28% | 31.19% |
| Net margin | 15.78% | 26.34% |
| 52-week high | $79.22 | $17.47 |
| 52-week low | $38.46 | $10.36 |
| Distance from 52-week high | -30.54% | -33.14% |
| Analyst consensus | hold | strong_buy |
| Avg. price target upside | +3.45% | +45.03% |
| Average volume | 14.06M | 1.35M |
| Shares outstanding | 855.46M | 983.73M |
| Employees | 23,800 | 8,805 |
| Sector | Industrials | Industrials |
| Industry | Diversified Commercial Services | Diversified Commercial Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PayPal is about 4.1 times larger than Wise Group by market value ($47.07B vs $11.49B).
- Wise Group trades at a higher earnings multiple (24.3x vs 10.4x trailing P/E).
- PayPal offers a meaningfully higher dividend yield (1.02% vs 0.00%).
- Wise Group is more profitable, keeping 26.3 cents of every revenue dollar as net income versus 15.8 cents for PayPal.
- Wise Group grew revenue faster in its latest fiscal year (+22.46% vs +4.32%).
About PayPal
PYPL stock →PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
Industrials · Diversified Commercial Services · 23,800 employees
About Wise Group
WSE stock →Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services.
Industrials · Diversified Commercial Services · 8,805 employees
PYPL vs WSE FAQ
Which is bigger, PayPal or Wise Group?
PayPal (PYPL) is larger, with a market capitalization of $47.07B compared with $11.49B for Wise Group (WSE).
Which has the lower P/E ratio, PYPL or WSE?
PYPL has the lower trailing P/E at 10.4, versus 24.3 for WSE. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, PayPal or Wise Group?
PayPal pays a dividend yielding 1.02%, while Wise Group does not currently pay a regular dividend.
Are PayPal and Wise Group in the same industry?
Yes. Both are classified in the Diversified Commercial Services industry within the Industrials sector.