Triumph Financial (TFIN) vs Westamerica Bancorporation (WABC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Triumph Financial (TFIN) has outperformed Westamerica Bancorporation (WABC) over the past year, gaining 28.2% versus a gain of 22.8%. Over five years, WABC leads with a +6.5% price change compared with -42.4% for TFIN. Triumph Financial is the larger company by market cap ($1.48 billion vs $1.35 billion), about 1.1 times the size.
On valuation, Westamerica Bancorporation trades at a lower forward P/E (12.5x vs 19.4x for Triumph Financial). Westamerica Bancorporation pays a dividend yielding 3.19%, while Triumph Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | TFIN | WABC |
|---|---|---|
| Share price | $61.91 | $58.31 |
| Market cap | $1.48B | $1.35B |
| 1-day change | -0.10% | -0.72% |
| YTD return | -1.15% | +21.91% |
| 1-year return | +28.23% | +22.76% |
| 5-year return | -42.41% | +6.46% |
| P/E ratio (TTM) | 41.83 | 12.84 |
| Forward P/E | 19.43 | 12.47 |
| EPS (TTM) | $1.48 | $4.54 |
| Dividend yield | 0.00% | 3.19% |
| Annual dividend | $0.00 | $1.86 |
| 52-week high | $83.52 | $63.61 |
| 52-week low | $46.43 | $44.93 |
| Distance from 52-week high | -25.87% | -8.33% |
| Analyst consensus | buy | none |
| Avg. price target upside | +25.34% | +9.76% |
| Average volume | 242.40K | 191.76K |
| Shares outstanding | 23.89M | 23.11M |
| Employees | 1,441 | 608 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Triumph Financial trades at a higher earnings multiple (41.8x vs 12.8x trailing P/E).
- Westamerica Bancorporation offers a meaningfully higher dividend yield (3.19% vs 0.00%).
About Triumph Financial
TFIN stock →Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans.
Finance · Major Banks · 1,441 employees
About Westamerica Bancorporation
WABC stock →Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit.
Finance · Major Banks · 608 employees
TFIN vs WABC FAQ
Which is bigger, Triumph Financial or Westamerica Bancorporation?
Triumph Financial (TFIN) is larger, with a market capitalization of $1.48B compared with $1.35B for Westamerica Bancorporation (WABC).
Which stock has performed better over the past year, TFIN or WABC?
TFIN returned +28.23% over the past 12 months, compared with +22.76% for WABC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, TFIN or WABC?
WABC has the lower trailing P/E at 12.8, versus 41.8 for TFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Triumph Financial or Westamerica Bancorporation?
Westamerica Bancorporation pays a dividend yielding 3.19%, while Triumph Financial does not currently pay a regular dividend.
Are Triumph Financial and Westamerica Bancorporation in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.