Twilio (TWLO) vs Block (XYZ)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Twilio (TWLO) has outperformed Block (XYZ) over the past year, gaining 141.8% versus a loss of 7.2%. Over five years, TWLO leads with a -21.9% price change compared with -69.8% for XYZ. Block is the larger company by market cap ($46.28 billion vs $44.10 billion), about 1.0 times the size, while Twilio is growing revenue faster (+13.7% vs +0.3%).
On valuation, Block trades at a lower forward P/E (14.8x vs 42.2x for Twilio). Block converts more of its revenue into profit, with a net margin of 5.4% versus 0.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | TWLO | XYZ |
|---|---|---|
| Share price | $287.18 | $77.03 |
| Market cap | $44.10B | $46.28B |
| 1-day change | +4.14% | +2.39% |
| YTD return | +93.88% | +15.58% |
| 1-year return | +141.80% | -7.25% |
| 5-year return | -21.95% | -69.79% |
| P/E ratio (TTM) | 39.72 | 137.55 |
| Forward P/E | 42.24 | 14.82 |
| EPS (TTM) | $7.23 | $0.56 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $5.07B | $24.19B |
| Revenue growth (YoY) | +13.66% | +0.30% |
| Net income (latest FY) | $33.83M | $1.31B |
| Gross margin | 48.92% | 42.82% |
| Operating margin | 3.11% | 7.06% |
| Net margin | 0.67% | 5.40% |
| 52-week high | $308.40 | $86.92 |
| 52-week low | $104.50 | $48.21 |
| Distance from 52-week high | -6.88% | -11.38% |
| Analyst consensus | buy | buy |
| Avg. price target upside | -8.41% | +27.73% |
| Average volume | 2.89M | 4.50M |
| Shares outstanding | 153.58M | 540.82M |
| Employees | 5,492 | 10,205 |
| Sector | Technology | Technology |
| Industry | Computer Software: Prepackaged Software | Computer Software: Prepackaged Software |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TWLO has outperformed XYZ by 149.0 percentage points over the past year.
- Block trades at a higher earnings multiple (137.6x vs 39.7x trailing P/E).
- Twilio grew revenue faster in its latest fiscal year (+13.66% vs +0.30%).
About Twilio
TWLO stock →Twilio Inc., together with its subsidiaries, provides customer engagement platform solutions in the United States and internationally. The company provides various application programming interfaces and software solutions for communications between customers and end users, including messaging, voice, email, video interactions, digital engagement centers, marketing campaigns, and user authentication and identity solutions.
Technology · Computer Software: Prepackaged Software · 5,492 employees
About Block
XYZ stock →Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App.
Technology · Computer Software: Prepackaged Software · 10,205 employees
TWLO vs XYZ FAQ
Which is bigger, Twilio or Block?
Block (XYZ) is larger, with a market capitalization of $46.28B compared with $44.10B for Twilio (TWLO).
Which stock has performed better over the past year, TWLO or XYZ?
TWLO returned +141.80% over the past 12 months, compared with -7.25% for XYZ (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, TWLO or XYZ?
TWLO has the lower trailing P/E at 39.7, versus 137.6 for XYZ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Twilio and Block in the same industry?
Yes. Both are classified in the Computer Software: Prepackaged Software industry within the Technology sector.