Velocity Financial (VEL) vs WhiteFiber (WYFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Velocity Financial (VEL) has outperformed WhiteFiber (WYFI) over the past year, losing 17.8% versus a loss of 50.0%. WhiteFiber is the larger company by market cap ($611.9 million vs $588.7 million), about 1.0 times the size. On valuation, Velocity Financial trades at a lower forward P/E (4.9x vs 108.1x for WhiteFiber).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | VEL | WYFI |
|---|---|---|
| Share price | $14.91 | $15.75 |
| Market cap | $588.67M | $611.86M |
| 1-day change | +1.15% | -6.42% |
| YTD return | -28.18% | +6.52% |
| 1-year return | -17.76% | -49.96% |
| 5-year return | +19.57% | — |
| P/E ratio (TTM) | 5.42 | — |
| Forward P/E | 4.92 | 108.06 |
| EPS (TTM) | $2.75 | $-1.16 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $21.40 | $46.87 |
| 52-week low | $14.18 | $10.51 |
| Distance from 52-week high | -30.31% | -66.40% |
| Analyst consensus | hold | strong_buy |
| Avg. price target upside | +39.70% | +156.83% |
| Average volume | 141.83K | 2.21M |
| Shares outstanding | 39.48M | 38.85M |
| Employees | 364 | 83 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VEL has outperformed WYFI by 32.2 percentage points over the past year.
About Velocity Financial
VEL stock →Velocity Financial, Inc. operates as a real estate finance company in the United States.
Finance · Finance: Consumer Services · 364 employees
About WhiteFiber
WYFI stock →WhiteFiber, Inc. provides artificial intelligence (AI) infrastructure solutions.
Finance · Finance: Consumer Services · 83 employees
VEL vs WYFI FAQ
Which is bigger, Velocity Financial or WhiteFiber?
WhiteFiber (WYFI) is larger, with a market capitalization of $611.86M compared with $588.67M for Velocity Financial (VEL).
Which stock has performed better over the past year, VEL or WYFI?
VEL returned -17.76% over the past 12 months, compared with -49.96% for WYFI (price return, excluding dividends). Past performance does not predict future results.
Are Velocity Financial and WhiteFiber in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.