Wintrust Financial (WTFC) vs Zions Bancorporation N.A. (ZION)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Zions Bancorporation N.A. (ZION) has outperformed Wintrust Financial (WTFC) over the past year, gaining 11.8% versus a gain of 9.6%. Over five years, WTFC leads with a +71.7% price change compared with +0.9% for ZION. Wintrust Financial is the larger company by market cap ($9.64 billion vs $9.13 billion), about 1.1 times the size.
On valuation, Zions Bancorporation N.A. trades at a lower forward P/E (9.2x vs 10.3x for Wintrust Financial). Zions Bancorporation N.A. offers the higher dividend yield (2.88% vs 1.47%). Wintrust Financial converts more of its revenue into profit, with a net margin of 310.1% versus 135.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | WTFC | ZION |
|---|---|---|
| Share price | $142.98 | $62.53 |
| Market cap | $9.64B | $9.13B |
| 1-day change | -0.85% | -0.33% |
| YTD return | +3.13% | +7.16% |
| 1-year return | +9.57% | +11.82% |
| 5-year return | +71.71% | +0.95% |
| P/E ratio (TTM) | 11.48 | 7.96 |
| Forward P/E | 10.28 | 9.17 |
| EPS (TTM) | $12.45 | $7.85 |
| Dividend yield | 1.47% | 2.88% |
| Annual dividend | $2.10 | $1.80 |
| Revenue (latest FY) | $265.63M | $662.00M |
| Revenue growth (YoY) | +5.94% | +3.60% |
| Net income (latest FY) | $823.84M | $899.00M |
| Net margin | 310.14% | 135.80% |
| 52-week high | $167.22 | $73.34 |
| 52-week low | $119.61 | $46.19 |
| Distance from 52-week high | -14.50% | -14.75% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +23.23% | +16.98% |
| Average volume | 569.70K | 1.51M |
| Shares outstanding | 67.46M | 145.95M |
| Employees | 5,902 | 9,039 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Wintrust Financial trades at a higher earnings multiple (11.5x vs 8.0x trailing P/E).
- Zions Bancorporation N.A. offers a meaningfully higher dividend yield (2.88% vs 1.47%).
- Wintrust Financial is more profitable, keeping 310.1 cents of every revenue dollar as net income versus 135.8 cents for Zions Bancorporation N.A..
About Wintrust Financial
WTFC stock →Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Finance · Major Banks · 5,902 employees
About Zions Bancorporation N.A.
ZION stock →Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments.
Finance · Major Banks · 9,039 employees
WTFC vs ZION FAQ
Which is bigger, Wintrust Financial or Zions Bancorporation N.A.?
Wintrust Financial (WTFC) is larger, with a market capitalization of $9.64B compared with $9.13B for Zions Bancorporation N.A. (ZION).
Which stock has performed better over the past year, WTFC or ZION?
ZION returned +11.82% over the past 12 months, compared with +9.57% for WTFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, WTFC or ZION?
ZION has the lower trailing P/E at 8.0, versus 11.5 for WTFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Wintrust Financial or Zions Bancorporation N.A.?
Zions Bancorporation N.A. has the higher yield at 2.88%, compared with 1.47% for Wintrust Financial.
Are Wintrust Financial and Zions Bancorporation N.A. in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.