Alerus Financial Financial Ratios
NASDAQ: ALRSFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Alerus Financial ratio analysis
Alerus Financial earned a net margin of 7.8% in FY 2025, down from 8.0% a year earlier. Return on equity reached 3.1%, meaning Alerus Financial generated 0.03 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.65 versus 0.60 the year before.
At the end of FY 2025, ALRS traded at 33.0 times earnings; across the 9 fiscal years shown, its year-end P/E ranged from 9.9 to 38.6, with a median of 11.9. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Alerus Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 33.01 | 23.17 | 38.60 | 11.12 | 9.86 | 10.86 | 11.93 | 10.82 | 19.11 |
| Price / sales | 2.54 | 1.82 | 2.65 | 2.06 | 2.15 | 2.01 | 1.78 | 1.54 | 1.64 |
| Price / book | 1.01 | 0.82 | 1.21 | 1.22 | 1.40 | 1.42 | 1.18 | 1.69 | 1.89 |
| Net margin | 7.8% | 8.0% | 7.0% | 19.0% | 22.5% | 19.2% | 15.7% | 14.5% | 8.8% |
| Free cash flow margin | 26.2% | 4.2% | 14.1% | 48.0% | 63.2% | -11.2% | 8.7% | 28.0% | 26.3% |
| Return on equity (ROE) | 3.1% | 3.6% | 3.2% | 11.2% | 14.7% | 13.5% | 10.3% | 15.9% | 10.1% |
| Return on assets (ROA) | 0.3% | 0.3% | 0.3% | 1.1% | 1.6% | 1.5% | 1.3% | 1.2% | 0.7% |
| Debt / equity | 0.65 | 0.60 | 1.01 | 1.22 | 0.16 | 0.18 | 0.21 | 0.94 | — |
| Revenue growth | 1.1% | 32.1% | -20.3% | -10.0% | 0.5% | 23.6% | 6.1% | 4.3% | — |
| EPS growth | -18.1% | 43.1% | -72.4% | -29.3% | 17.9% | 31.9% | 3.8% | 72.0% | — |