CNB Financial Financial Ratios
NASDAQ: CCNEFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
CNB Financial ratio analysis
CNB Financial earned a net margin of 23.4% in FY 2025, down from 24.1% a year earlier. Return on equity reached 7.6%, meaning CNB Financial generated 0.08 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.29 versus 0.14 the year before.
At the end of FY 2025, CCNE traded at 10.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 7.3 to 18.8, with a median of 10.6. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
CNB Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.34 | 10.31 | 8.86 | 7.30 | 8.39 | 10.81 | 12.32 | 11.04 | 16.71 | 18.83 |
| Price / sales | 2.24 | 2.27 | 2.12 | 1.91 | 2.31 | 2.09 | 3.46 | 2.95 | 3.52 | 3.88 |
| Price / book | 0.73 | 0.84 | 0.83 | 0.81 | 1.01 | 0.82 | 1.61 | 1.41 | 1.63 | 1.81 |
| Net margin | 23.4% | 24.1% | 26.0% | 28.2% | 29.9% | 20.1% | 28.2% | 26.8% | 21.1% | 20.8% |
| Free cash flow margin | 20.8% | 24.4% | 16.2% | 23.1% | 27.1% | 14.2% | 30.2% | 33.3% | 22.6% | 16.8% |
| Return on equity (ROE) | 7.6% | 8.9% | 10.2% | 11.9% | 13.0% | 7.9% | 13.1% | 12.8% | 9.8% | 9.7% |
| Return on assets (ROA) | 0.8% | 0.9% | 1.0% | 1.2% | 1.1% | 0.7% | 1.1% | 1.0% | 0.9% | 0.8% |
| Debt / equity | 0.29 | 0.14 | 0.15 | 0.41 | 0.19 | 0.12 | 0.98 | 1.20 | 1.49 | 0.98 |
| Revenue growth | 24.5% | 1.5% | -0.6% | 16.2% | 18.7% | 14.5% | 13.2% | 11.2% | 14.1% | 7.8% |
| EPS growth | 4.2% | -6.3% | -21.8% | 3.2% | 60.4% | -25.1% | 19.0% | 40.8% | 10.6% | -7.8% |