City Financial Ratios
NASDAQ: CHCOFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
City ratio analysis
City earned a net margin of 175.6% in FY 2025, up from 162.7% a year earlier. Return on equity reached 16.1%, meaning City generated 0.16 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.19 versus 0.21 the year before.
At the end of FY 2025, CHCO traded at 13.4 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 12.5 to 19.6, with a median of 14.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
City financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.43 | 15.06 | 14.49 | 13.69 | 14.45 | 12.53 | 15.12 | 15.41 | 19.39 | 19.59 |
| Price / sales | 23.36 | 24.22 | 23.74 | 20.30 | 19.37 | 18.15 | 20.97 | 18.57 | 5.48 | 5.67 |
| Price / book | 2.14 | 2.39 | 2.42 | 2.39 | 1.85 | 1.58 | 2.03 | 1.78 | 2.07 | 2.28 |
| Net margin | 175.6% | 162.7% | 165.6% | 149.9% | 135.7% | 146.3% | 140.1% | 121.8% | 28.6% | 29.3% |
| Free cash flow margin | 172.9% | 179.5% | 194.9% | 166.9% | 152.4% | 137.6% | 157.3% | 117.3% | 36.7% | 33.6% |
| Return on equity (ROE) | 16.1% | 16.0% | 16.9% | 17.7% | 12.9% | 12.8% | 13.6% | 11.7% | 10.8% | 11.8% |
| Return on assets (ROA) | 1.9% | 1.8% | 1.9% | 1.7% | 1.5% | 1.6% | 1.8% | 1.4% | 1.3% | 1.3% |
| Debt / equity | 0.19 | 0.21 | 0.15 | 0.00 | — | — | — | — | — | — |
| Revenue growth | 3.2% | 4.2% | 1.4% | 4.9% | 6.1% | -4.0% | 11.0% | -69.7% | 6.7% | -2.6% |
| EPS growth | 13.2% | 3.7% | 11.9% | 20.1% | 2.0% | 2.4% | 20.7% | 29.0% | 0.9% | -2.3% |