EZCORP Financial Ratios
NASDAQ: EZPWConsumer DiscretionaryOther Specialty StoresUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
EZCORP ratio analysis
EZCORP earned a net margin of 8.6% in FY 2025, up from 7.2% a year earlier. Gross margin was 58.5% compared with a median of 58.6% over the prior 9 years. Return on equity reached 10.7%, meaning EZCORP generated 0.11 dollars of profit for every dollar of shareholders' equity.
Debt-to-equity stood at 0.51 versus 0.41 the year before, and the current ratio was 5.61. At the end of FY 2025, EZPW traded at 12.8 times earnings; across the 8 fiscal years shown, its year-end P/E ranged from 10.4 to 122.2, with a median of 16.0. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
EZCORP financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 12.80 | 10.36 | 15.57 | 11.01 | 50.53 | — | 122.20 | 16.72 | 16.38 | — |
| Price / sales | 0.82 | 0.54 | 0.44 | 0.49 | 0.58 | 0.34 | 0.40 | 0.72 | 0.69 | 0.82 |
| Price / book | 1.02 | 0.78 | 0.61 | 0.63 | 0.63 | 0.43 | 0.45 | 0.78 | 0.78 | 1.01 |
| Gross margin | 58.5% | 58.7% | 58.1% | 59.6% | 61.6% | 54.6% | 58.4% | 59.3% | 58.2% | 58.6% |
| Operating margin | 11.7% | 9.7% | 8.8% | 8.5% | 4.3% | -5.9% | 5.5% | 8.3% | 7.1% | 4.0% |
| Net margin | 8.6% | 7.2% | 3.7% | 5.7% | 1.2% | -8.3% | 0.3% | 4.6% | 4.2% | -11.1% |
| Free cash flow margin | 8.7% | 6.7% | 5.9% | 3.9% | 3.1% | 2.5% | 7.6% | 6.0% | 3.4% | 7.5% |
| Return on equity (ROE) | 10.7% | 10.3% | 5.2% | 7.2% | 1.3% | -10.5% | 0.3% | 5.0% | 4.7% | -13.6% |
| Return on assets (ROA) | 5.6% | 5.6% | 2.6% | 3.7% | 0.7% | -5.7% | 0.2% | 3.0% | 3.1% | -8.2% |
| Debt / equity | 0.51 | 0.41 | 0.48 | 0.45 | 0.39 | 0.39 | 0.32 | 0.56 | 0.43 | 0.48 |
| Current ratio | 5.61 | 2.71 | 3.75 | 4.21 | 3.94 | 4.48 | 6.65 | 2.88 | 8.00 | 5.08 |
| Revenue growth | 9.7% | 10.7% | 18.4% | 21.5% | -11.3% | -2.9% | 4.3% | 8.6% | 2.4% | 1.5% |
| EPS growth | 29.1% | 107.5% | -24.3% | 366.7% | — | -2,580.0% | -92.2% | 10.3% | — | — |