FB Financial Financial Ratios
NYSE: FBKFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
FB Financial ratio analysis
FB Financial earned a net margin of 21.9% in FY 2025, down from 25.5% a year earlier. Return on equity reached 6.3%, meaning FB Financial generated 0.06 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.11 versus 0.11 the year before.
At the end of FY 2025, FBK traded at 22.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 11.0 to 22.9, with a median of 15.2. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
FB Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 22.91 | 20.74 | 15.51 | 13.69 | 11.04 | 20.80 | 14.85 | 14.08 | 22.58 | 12.36 |
| Price / sales | 4.99 | 5.28 | 3.90 | 3.23 | 3.61 | 2.30 | 3.36 | 3.29 | 3.93 | 1.95 |
| Price / book | 1.43 | 1.53 | 1.28 | 1.28 | 1.45 | 1.01 | 1.59 | 1.64 | 1.94 | 1.50 |
| Net margin | 21.9% | 25.5% | 25.2% | 23.6% | 33.1% | 11.2% | 23.2% | 24.0% | 17.8% | 15.9% |
| Free cash flow margin | 26.3% | 29.0% | 39.9% | 149.8% | 8.5% | -48.6% | 15.8% | 60.4% | 11.2% | -97.8% |
| Return on equity (ROE) | 6.3% | 7.4% | 8.3% | 9.4% | 13.3% | 4.9% | 11.0% | 11.9% | 8.8% | 12.3% |
| Return on assets (ROA) | 0.8% | 0.9% | 1.0% | 1.0% | 1.5% | 0.6% | 1.4% | 1.6% | 1.1% | 1.2% |
| Debt / equity | 0.11 | 0.11 | 0.27 | 0.31 | 0.12 | 0.18 | 0.40 | 0.00 | 0.24 | 0.59 |
| Revenue growth | 22.9% | -4.6% | -9.3% | -8.5% | 1.4% | 57.0% | 8.0% | 13.5% | 15.3% | 37.3% |
| EPS growth | -1.2% | -3.5% | -2.7% | -33.5% | 137.7% | -37.0% | 3.9% | 37.1% | -11.4% | -24.7% |