FirstCash Financial Ratios
NASDAQ: FCFSConsumer DiscretionaryOther Specialty StoresUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
FirstCash ratio analysis
FirstCash earned a net margin of 9.0% in FY 2025, up from 7.6% a year earlier. Gross margin was 50.3% compared with a median of 54.1% over the prior 9 years. Return on equity reached 14.5%, meaning FirstCash generated 0.15 dollars of profit for every dollar of shareholders' equity.
Debt-to-equity stood at 0.97 versus 0.84 the year before, and the current ratio was 4.55. At the end of FY 2025, FCFS traded at 21.1 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 16.2 to 27.4, with a median of 22.0. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
FirstCash financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 21.13 | 18.02 | 22.58 | 16.21 | 24.61 | 27.36 | 21.52 | 21.47 | 22.48 | 27.33 |
| Price / sales | 1.90 | 1.37 | 1.56 | 1.50 | 1.80 | 1.78 | 1.89 | 1.84 | 1.81 | 1.51 |
| Price / book | 3.05 | 2.26 | 2.47 | 2.18 | 1.70 | 2.26 | 2.61 | 2.49 | 2.19 | 1.13 |
| Gross margin | 50.3% | 48.1% | 47.8% | 46.3% | 54.1% | 55.9% | 54.6% | 54.3% | 53.2% | 55.6% |
| Net margin | 9.0% | 7.6% | 7.0% | 9.3% | 7.4% | 6.5% | 8.8% | 8.6% | 8.1% | 5.5% |
| Free cash flow margin | 14.5% | 13.9% | 11.3% | 15.9% | 10.7% | 11.3% | 10.0% | 11.7% | 10.9% | 7.0% |
| Return on equity (ROE) | 14.5% | 12.6% | 11.0% | 13.5% | 6.9% | 8.3% | 12.2% | 11.6% | 9.8% | 4.1% |
| Return on assets (ROA) | 6.2% | 5.8% | 5.1% | 6.5% | 3.3% | 4.5% | 6.7% | 7.3% | 7.0% | 2.8% |
| Debt / equity | 0.97 | 0.84 | 0.80 | 0.73 | 0.72 | 0.48 | 0.47 | 0.45 | 0.27 | 0.32 |
| Current ratio | 4.55 | 4.14 | 3.89 | 3.83 | 2.88 | 3.03 | 3.65 | 5.94 | 6.99 | 6.21 |
| Revenue growth | 8.0% | 7.5% | 15.5% | 60.6% | 4.1% | -12.5% | 4.7% | 0.1% | 63.5% | 54.5% |
| EPS growth | 29.5% | 19.4% | -10.4% | 76.3% | 18.8% | -32.8% | 11.7% | 13.7% | 74.4% | -19.6% |