First Citizens BancShares Financial Ratios
NASDAQ: FCNCAFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
First Citizens BancShares ratio analysis
First Citizens BancShares earned a net margin of 23.1% in FY 2025, down from 28.5% a year earlier. Return on equity reached 9.9%, meaning First Citizens BancShares generated 0.10 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.62 versus 1.67 the year before.
At the end of FY 2025, FCNCA traded at 13.1 times earnings; across the 6 fiscal years shown, its year-end P/E ranged from 1.8 to 15.4, with a median of 11.7. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
First Citizens BancShares financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 13.06 | 11.35 | 1.81 | 11.25 | 15.40 | 12.09 | — | — | — | — |
| Price / sales | 2.94 | 3.16 | 1.10 | 2.32 | — | — | 3.43 | 2.90 | 3.06 | 3.23 |
| Price / book | 1.26 | 1.39 | 0.97 | 1.22 | 1.72 | 1.37 | 1.65 | 1.34 | 1.45 | 1.42 |
| Net margin | 23.1% | 28.5% | 61.0% | 21.6% | — | — | 26.5% | 24.9% | 20.5% | 17.1% |
| Free cash flow margin | 23.2% | 26.2% | 12.0% | 51.9% | — | — | 26.5% | 19.5% | 17.1% | 11.2% |
| Return on equity (ROE) | 9.9% | 12.5% | 53.9% | 11.4% | 11.5% | 11.6% | 12.8% | 11.5% | 9.7% | 7.5% |
| Return on assets (ROA) | 1.0% | 1.2% | 5.4% | 1.0% | 0.9% | 1.0% | 1.1% | 1.1% | 0.9% | 0.7% |
| Debt / equity | 1.62 | 1.67 | 1.77 | 0.69 | 0.38 | 0.45 | 0.37 | 0.17 | 0.47 | 0.48 |
| Revenue growth | -2.2% | -48.1% | 269.7% | — | — | -100.0% | 7.3% | 1.7% | 19.7% | -5.0% |
| EPS growth | -12.8% | -75.9% | 1,064.0% | 25.1% | 13.4% | — | — | — | — | — |