First Financial Bancorp. Financial Ratios
NASDAQ: FFBCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
First Financial Bancorp. ratio analysis
First Financial Bancorp. earned a net margin of 319.4% in FY 2025, down from 338.3% a year earlier. Return on equity reached 9.2%, meaning First Financial Bancorp. generated 0.09 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.43 versus 0.45 the year before.
At the end of FY 2025, FFBC traded at 9.4 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.8 to 19.9, with a median of 11.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
First Financial Bancorp. financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 9.43 | 11.14 | 8.83 | 10.53 | 11.39 | 11.03 | 12.75 | 12.61 | 16.89 | 19.90 |
| Price / sales | 29.88 | 37.31 | 43.47 | 71.77 | — | — | 4.07 | 3.90 | 4.51 | 5.09 |
| Price / book | 0.86 | 1.04 | 0.98 | 1.11 | 1.03 | 0.75 | 1.12 | 1.04 | 1.74 | 2.01 |
| Net margin | 319.4% | 338.3% | 498.5% | 689.2% | — | — | 32.2% | 31.2% | 26.9% | 25.9% |
| Free cash flow margin | 396.3% | 356.4% | 901.8% | 592.5% | — | — | 26.9% | 43.8% | 32.5% | 38.8% |
| Return on equity (ROE) | 9.2% | 9.4% | 11.3% | 10.7% | 9.1% | 6.8% | 8.8% | 8.3% | 10.4% | 10.2% |
| Return on assets (ROA) | 1.2% | 1.2% | 1.5% | 1.3% | 1.3% | 1.0% | 1.4% | 1.2% | 1.1% | 1.0% |
| Debt / equity | 0.43 | 0.45 | 0.57 | 0.80 | 0.27 | 0.41 | 0.77 | 0.78 | 1.00 | 1.07 |
| Revenue growth | 18.3% | 31.8% | 62.5% | — | — | -100.0% | 11.4% | 53.6% | 5.1% | 6.4% |
| EPS growth | 10.8% | -10.8% | 17.0% | 7.5% | 34.6% | -20.5% | 3.6% | 23.7% | 9.1% | 18.2% |