First Horizon Financial Ratios
NYSE: FHNFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
First Horizon ratio analysis
First Horizon earned a net margin of 28.7% in FY 2025, up from 24.3% a year earlier. Return on equity reached 11.1%, meaning First Horizon generated 0.11 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.37 versus 0.39 the year before.
At the end of FY 2025, FHN traded at 12.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 6.8 to 30.8, with a median of 12.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
First Horizon financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 12.90 | 14.90 | 9.19 | 16.01 | 9.39 | 6.75 | 11.77 | 8.37 | 30.75 | 21.29 |
| Price / sales | 3.57 | 3.43 | 2.24 | 4.09 | 2.91 | 1.75 | 2.80 | 2.31 | 3.62 | 3.66 |
| Price / book | 1.38 | 1.24 | 0.86 | 1.59 | 1.09 | 0.69 | 1.07 | 1.00 | 1.13 | 1.93 |
| Net margin | 28.7% | 24.3% | 25.9% | 28.1% | 32.5% | 26.8% | 24.3% | 28.1% | 12.4% | 17.9% |
| Free cash flow margin | 17.4% | 38.4% | 36.4% | 70.6% | 22.4% | -6.6% | 43.0% | 10.1% | -23.7% | 9.2% |
| Return on equity (ROE) | 11.1% | 8.8% | 10.0% | 10.9% | 12.2% | 10.5% | 9.2% | 12.1% | 3.9% | 9.4% |
| Return on assets (ROA) | 1.2% | 0.9% | 1.1% | 1.1% | 1.1% | 1.0% | 1.0% | 1.3% | 0.4% | 0.8% |
| Debt / equity | 0.37 | 0.39 | 0.28 | 0.30 | 0.26 | 0.27 | 0.74 | — | — | — |
| Revenue growth | 7.2% | -8.0% | 8.1% | 4.5% | -2.7% | 73.6% | -6.1% | 45.3% | 4.9% | 9.3% |
| EPS growth | 37.5% | -11.7% | 0.7% | -12.1% | -7.9% | 37.0% | -16.4% | 153.8% | -30.9% | 176.5% |