Financial Institutions Financial Ratios
NASDAQ: FISIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Financial Institutions ratio analysis
Financial Institutions earned a net margin of 30.6% in FY 2025, up from -35.6% a year earlier. Return on equity reached 11.9%, meaning Financial Institutions generated 0.12 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.48 versus 0.39 the year before.
At the end of FY 2025, FISI traded at 8.5 times earnings; across the 9 fiscal years shown, its year-end P/E ranged from 6.7 to 16.3, with a median of 9.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Financial Institutions financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 8.54 | — | 6.76 | 6.84 | 6.65 | 9.78 | 10.79 | 11.21 | 14.60 | 16.29 |
| Price / sales | 2.53 | 3.60 | 1.53 | 1.75 | 2.50 | 1.98 | 3.00 | 2.67 | 3.18 | 3.57 |
| Price / book | 0.99 | 0.74 | 0.72 | 0.92 | 1.00 | 0.77 | 1.16 | 1.08 | 1.23 | 1.54 |
| Net margin | 30.6% | -35.6% | 23.5% | 26.5% | 38.5% | 21.0% | 28.7% | 24.8% | 22.8% | 23.1% |
| Free cash flow margin | 5.4% | 61.7% | 3.7% | 58.6% | 31.5% | 21.5% | 31.8% | 39.1% | 26.2% | 28.2% |
| Return on equity (ROE) | 11.9% | -7.3% | 11.1% | 13.9% | 15.4% | 8.2% | 11.1% | 10.0% | 8.8% | 10.0% |
| Return on assets (ROA) | 1.2% | -0.7% | 0.8% | 1.0% | 1.4% | 0.8% | 1.1% | 0.9% | 0.8% | 0.9% |
| Debt / equity | 0.48 | 0.39 | 0.68 | 0.69 | 0.21 | 0.17 | 0.72 | 1.28 | 1.27 | 1.16 |
| Revenue growth | 109.5% | -45.4% | 0.1% | 6.0% | 10.7% | 7.0% | 6.9% | 8.1% | 6.4% | 10.2% |
| EPS growth | — | -187.3% | -11.5% | -25.5% | 107.8% | -22.3% | 23.8% | 12.2% | 1.4% | 10.5% |