Fiserv Financial Ratios
NASDAQ: FISVConsumer DiscretionaryBusiness ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Fiserv ratio analysis
Fiserv earned a net margin of 16.4% in FY 2025, up from 15.3% a year earlier. Return on equity reached 13.5%, meaning Fiserv generated 0.13 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.12 versus 0.92 the year before, and the current ratio was 1.03.
At the end of FY 2025, FISV traded at 10.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.3 to 81.3, with a median of 26.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Fiserv financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.35 | 38.77 | 26.67 | 25.85 | 52.16 | 81.33 | 68.05 | 25.51 | 22.69 | 25.55 |
| Price / sales | 1.69 | 5.90 | 4.26 | 3.66 | 4.24 | 5.15 | 5.85 | 5.10 | 4.86 | 4.25 |
| Price / book | 1.39 | 4.46 | 2.72 | 2.11 | 2.22 | 2.37 | 1.81 | 12.95 | 10.14 | 9.21 |
| Gross margin | — | — | — | — | — | — | — | 87.2% | 87.1% | 86.4% |
| Operating margin | 27.5% | 28.7% | 26.3% | 21.1% | 14.1% | 12.5% | 15.8% | 30.1% | 26.9% | 26.2% |
| Net margin | 16.4% | 15.3% | 16.1% | 14.3% | 8.2% | 6.5% | 8.8% | 20.4% | 21.9% | 16.9% |
| Free cash flow margin | 20.3% | 24.7% | 19.8% | 17.7% | 17.7% | 21.9% | 20.4% | 20.5% | 21.0% | 20.7% |
| Return on equity (ROE) | 13.5% | 11.6% | 10.3% | 8.2% | 4.3% | 3.0% | 2.7% | 51.8% | 45.6% | 36.6% |
| Return on assets (ROA) | 4.3% | 4.1% | 3.4% | 3.0% | 1.7% | 1.3% | 1.2% | 10.5% | 12.1% | 9.5% |
| Debt / equity | 1.12 | 0.92 | 0.77 | 0.69 | 0.69 | 0.64 | 0.66 | 2.60 | 1.79 | 1.80 |
| Current ratio | 1.03 | 1.06 | 1.04 | 1.04 | 1.03 | 1.04 | 1.08 | 1.11 | 1.02 | 0.95 |
| Revenue growth | 3.6% | 7.1% | 7.6% | 9.3% | 9.3% | 45.8% | 74.9% | 2.2% | 3.5% | 4.8% |
| EPS growth | 17.8% | 8.0% | 27.4% | 96.5% | 42.1% | -18.1% | -40.4% | -0.7% | 38.9% | -30.4% |