Globe Life Financial Ratios
NYSE: GLFinanceLife InsuranceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Globe Life ratio analysis
Globe Life earned a net margin of 19.4% in FY 2025, up from 18.5% a year earlier. Return on equity reached 19.4%, meaning Globe Life generated 0.19 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.44 versus 0.52 the year before.
At the end of FY 2025, GL traded at 9.8 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 7.4 to 16.4, with a median of 12.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Globe Life financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 9.84 | 9.34 | 12.09 | 13.34 | 9.38 | 13.92 | 15.27 | 12.75 | 7.42 | 16.43 |
| Price / sales | 1.88 | 1.72 | 2.12 | 2.26 | 1.87 | 2.13 | 2.52 | 2.04 | 2.54 | 2.25 |
| Price / book | 1.89 | 1.88 | 2.58 | 2.99 | 4.77 | 1.15 | 1.56 | 1.62 | 1.69 | 1.94 |
| Gross margin | — | — | 23.1% | 22.6% | 23.8% | 19.0% | 20.1% | 20.1% | 19.4% | 19.9% |
| Operating margin | — | — | 23.2% | 22.7% | 24.0% | 19.1% | 20.3% | 20.2% | 19.8% | 20.0% |
| Net margin | 19.4% | 18.5% | 17.8% | 17.1% | 20.2% | 15.4% | 16.8% | 16.3% | 35.0% | 14.0% |
| Free cash flow margin | 20.9% | 23.0% | 26.3% | 26.7% | 27.4% | 30.3% | 29.2% | 28.6% | 33.9% | 34.9% |
| Return on equity (ROE) | 19.4% | 20.2% | 21.6% | 22.6% | 51.5% | 8.3% | 10.4% | 13.0% | 23.3% | 12.0% |
| Return on assets (ROA) | 3.8% | 3.7% | 3.5% | 3.4% | 3.5% | 2.5% | 2.9% | 3.0% | 6.2% | 2.6% |
| Debt / equity | 0.44 | 0.52 | 0.47 | 0.57 | 1.09 | 0.22 | 0.23 | 0.31 | 0.24 | 0.31 |
| Revenue growth | 3.7% | 6.1% | 4.2% | 2.2% | 7.9% | 4.6% | 5.2% | 3.6% | 5.6% | 4.5% |
| EPS growth | 17.8% | 18.6% | 11.4% | -9.5% | 46.5% | -0.1% | 12.2% | -50.2% | 172.2% | 7.9% |