Hanmi Financial Financial Ratios
NASDAQ: HAFCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Hanmi Financial ratio analysis
Hanmi Financial earned a net margin of 28.2% in FY 2025, up from 26.5% a year earlier. Return on equity reached 9.6%, meaning Hanmi Financial generated 0.10 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, HAFC traded at 10.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 7.4 to 19.9, with a median of 10.9.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Hanmi Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.70 | 11.13 | 7.40 | 7.45 | 7.35 | 8.22 | 18.76 | 11.50 | 17.96 | 19.94 |
| Price / sales | 2.97 | 2.92 | 2.30 | 2.76 | 3.06 | 1.53 | 3.00 | 3.20 | 4.63 | 5.76 |
| Price / book | 1.01 | 0.94 | 0.84 | 1.18 | 1.12 | 0.60 | 1.08 | 1.19 | 1.73 | 2.10 |
| Operating margin | 28.2% | 26.5% | 31.3% | 37.3% | — | — | — | — | — | — |
| Net margin | 28.2% | 26.5% | 31.3% | 37.3% | 41.9% | 18.8% | 16.1% | 28.2% | 26.0% | 29.2% |
| Free cash flow margin | 75.4% | 21.3% | 41.8% | 53.5% | 38.6% | 24.9% | 28.1% | 35.5% | 38.4% | 30.3% |
| Return on equity (ROE) | 9.6% | 8.5% | 11.4% | 15.9% | 15.3% | 7.3% | 5.8% | 10.5% | 9.7% | 10.6% |
| Return on assets (ROA) | 1.0% | 0.8% | 1.1% | 1.4% | 1.4% | 0.7% | 0.6% | 1.1% | 1.0% | 1.2% |
| Revenue growth | 15.3% | -8.3% | -6.0% | 15.4% | 5.2% | 10.1% | -1.0% | -2.2% | 8.8% | -1.3% |
| EPS growth | 22.4% | -21.8% | -21.1% | 3.1% | 133.3% | 30.2% | -40.8% | 5.9% | -3.4% | 4.2% |