HDFC Bank Financial Ratios
NYSE: HDBFinanceCommercial BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
HDFC Bank ratio analysis
HDFC Bank earned a net margin of 30.8% in FY 2025, down from 33.6% a year earlier. Return on equity reached 8.8%, meaning HDFC Bank generated 0.09 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.93 versus 1.15 the year before.
At the end of FY 2025, HDB traded at 31.2 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 22.0 to 48.6, with a median of 27.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
HDFC Bank financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 31.20 | 26.65 | 31.15 | 34.57 | 48.59 | 27.90 | 24.56 | 23.52 | 22.39 | 21.98 |
| Price / sales | 9.65 | 8.91 | 13.48 | 14.80 | 19.98 | 10.58 | 18.04 | 16.32 | 7.32 | 6.98 |
| Price / book | 2.75 | 2.38 | 5.24 | 5.27 | 7.24 | 3.77 | 6.58 | 7.07 | 3.02 | 2.95 |
| Net margin | 30.8% | 33.6% | 43.8% | 43.3% | 41.7% | 38.6% | 37.0% | 35.1% | 33.1% | 32.1% |
| Free cash flow margin | 51.6% | 52.2% | 38.3% | 62.2% | 115.5% | 22.7% | 28.0% | 16.7% | 86.4% | 43.5% |
| Return on equity (ROE) | 8.8% | 9.0% | 17.0% | 15.4% | 15.1% | 13.7% | 13.5% | 15.2% | 13.7% | 13.6% |
| Return on assets (ROA) | 1.4% | 1.4% | 1.9% | 1.8% | 1.8% | 1.6% | 1.7% | 1.6% | 1.5% | 1.5% |
| Debt / equity | 0.93 | 1.15 | 1.08 | 0.84 | 0.65 | 0.74 | 1.04 | 1.46 | 1.03 | 0.29 |
| Revenue growth | 15.2% | 61.6% | 17.0% | 10.0% | 19.6% | 3.9% | 10.3% | 19.4% | 17.9% | 15.6% |
| EPS growth | -1.0% | -1.9% | 17.6% | 13.7% | 29.0% | -47.5% | 12.4% | 25.0% | 20.0% | 7.7% |