Heritage Financial Financial Ratios
NASDAQ: HFWAFinanceBanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Heritage Financial ratio analysis
Heritage Financial earned a net margin of 27.4% in FY 2025, up from 19.9% a year earlier. Return on equity reached 7.3%, meaning Heritage Financial generated 0.07 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, HFWA traded at 12.1 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 9.0 to 22.2, with a median of 16.7.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Heritage Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 12.09 | 19.50 | 12.22 | 13.26 | 8.95 | 18.13 | 15.37 | 20.46 | 22.16 | 19.81 |
| Price / sales | 3.27 | 3.84 | 3.07 | 4.32 | 3.63 | 3.54 | 4.45 | 4.91 | 5.24 | 4.66 |
| Price / book | 0.87 | 0.97 | 0.88 | 1.35 | 1.02 | 1.03 | 1.28 | 1.41 | 1.80 | 1.59 |
| Net margin | 27.4% | 19.9% | 25.3% | 32.9% | 40.8% | 19.5% | 29.1% | 24.3% | 23.9% | 23.7% |
| Free cash flow margin | 34.8% | 28.1% | 40.7% | 36.3% | 27.7% | 26.6% | 34.2% | 30.7% | 40.3% | 28.8% |
| Return on equity (ROE) | 7.3% | 5.0% | 7.2% | 10.3% | 11.5% | 5.7% | 8.3% | 7.0% | 8.2% | 8.1% |
| Return on assets (ROA) | 1.0% | 0.6% | 0.9% | 1.2% | 1.3% | 0.7% | 1.2% | 1.0% | 1.0% | 1.0% |
| Revenue growth | 13.5% | -11.1% | -2.1% | 3.6% | 0.9% | 2.6% | 6.2% | 25.0% | 6.6% | 1.4% |
| EPS growth | 58.1% | -29.1% | -24.2% | -15.4% | 111.6% | -29.5% | 22.8% | 7.2% | 6.9% | 4.0% |