Hartford Insurance Group Financial Ratios
NYSE: HIGFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:01 PM ET · Delayed 15 min
Hartford Insurance Group ratio analysis
Hartford Insurance Group earned a net margin of 13.5% in FY 2025, up from 11.7% a year earlier. Return on equity reached 20.2%, meaning Hartford Insurance Group generated 0.20 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.23 versus 0.27 the year before.
At the end of FY 2025, HIG traded at 10.3 times earnings; across the 9 fiscal years shown, its year-end P/E ranged from 8.9 to 13.9, with a median of 10.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Hartford Insurance Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.29 | 10.58 | 10.09 | 13.89 | 10.40 | 10.29 | 10.71 | 8.92 | — | 10.97 |
| Price / sales | 1.36 | 1.21 | 1.01 | 1.10 | 1.08 | 0.86 | 1.06 | 0.83 | 1.19 | 1.13 |
| Price / book | 2.04 | 1.96 | 1.61 | 1.80 | 1.35 | 0.95 | 1.35 | 1.21 | 1.52 | 1.02 |
| Net margin | 13.5% | 11.7% | 10.2% | 8.1% | 10.6% | 8.5% | 10.1% | 9.5% | -18.2% | 10.5% |
| Free cash flow margin | 20.3% | 21.7% | 16.3% | 17.1% | 17.7% | 18.3% | 16.3% | 14.4% | 11.3% | 15.3% |
| Return on equity (ROE) | 20.2% | 18.9% | 16.3% | 13.3% | 13.3% | 9.4% | 12.8% | 13.8% | -23.2% | 9.5% |
| Return on assets (ROA) | 4.5% | 3.8% | 3.3% | 2.5% | 3.1% | 2.3% | 2.9% | 2.9% | -1.4% | 0.7% |
| Debt / equity | 0.23 | 0.27 | 0.28 | 0.32 | 0.28 | 0.23 | 0.30 | 0.36 | 0.37 | 0.30 |
| Revenue growth | 6.9% | 8.2% | 9.7% | -0.1% | 9.1% | -1.0% | 9.4% | 10.4% | 7.3% | -14.1% |
| EPS growth | 28.7% | 29.9% | 46.0% | -17.8% | 39.5% | -15.9% | 14.3% | — | -317.4% | 128.9% |