Hilltop Financial Ratios
NYSE: HTHFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Hilltop ratio analysis
Hilltop earned a net margin of 12.9% in FY 2025, up from 9.5% a year earlier. Return on equity reached 7.6%, meaning Hilltop generated 0.08 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.31 versus 0.38 the year before.
At the end of FY 2025, HTH traded at 12.8 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 5.5 to 20.8, with a median of 15.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Hilltop financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 12.84 | 16.21 | 20.83 | 18.76 | 7.62 | 5.49 | 10.31 | 14.63 | 18.62 | 20.14 |
| Price / sales | 1.66 | 1.54 | 1.92 | 1.64 | 1.55 | 1.16 | 1.55 | 1.35 | 1.51 | 1.74 |
| Price / book | 0.98 | 0.84 | 1.08 | 1.04 | 1.12 | 1.06 | 1.10 | 0.91 | 1.29 | 1.57 |
| Net margin | 12.9% | 9.5% | 9.2% | 8.8% | 20.4% | 21.2% | 15.0% | 9.2% | 8.1% | 8.7% |
| Free cash flow margin | -4.3% | 22.4% | 36.3% | 91.3% | 40.4% | 11.5% | -31.6% | 24.5% | -21.6% | -12.0% |
| Return on equity (ROE) | 7.6% | 5.2% | 5.2% | 5.6% | 14.8% | 19.3% | 10.7% | 6.2% | 6.9% | 7.8% |
| Return on assets (ROA) | 1.0% | 0.7% | 0.7% | 0.7% | 2.0% | 2.6% | 1.5% | 0.9% | 1.0% | 1.1% |
| Debt / equity | 0.31 | 0.38 | 0.42 | 0.48 | 0.34 | 0.30 | 0.68 | 0.66 | 0.74 | 0.93 |
| Revenue growth | 7.8% | -0.6% | -7.4% | -29.6% | -13.3% | 40.8% | 14.3% | -19.3% | -3.4% | 3.0% |
| EPS growth | 51.7% | 3.0% | 5.6% | -65.3% | -8.0% | 105.3% | 90.6% | -5.9% | -8.1% | -29.2% |