Jack Henry & Associates Financial Ratios
NASDAQ: JKHYTechnologyEDP ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Jack Henry & Associates ratio analysis
Jack Henry & Associates earned a net margin of 19.8% in FY 2026, up from 19.2% a year earlier. Gross margin was 43.7% compared with a median of 41.3% over the prior 9 years. Return on equity reached 24.5%, meaning Jack Henry & Associates generated 0.25 dollars of profit for every dollar of shareholders' equity.
Debt-to-equity stood at 0.02 versus 0.00 the year before, and the current ratio was 1.17. At the end of FY 2026, JKHY traded at 21.0 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 21.0 to 47.8, with a median of 34.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Jack Henry & Associates financial ratios (annual)
| Ratio | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 21.04 | 29.06 | 31.74 | 33.33 | 37.30 | 40.25 | 47.80 | 38.05 | 27.74 | 35.45 |
| Price / sales | 4.15 | 5.56 | 5.46 | 5.87 | 6.95 | 7.12 | 8.35 | 6.66 | 6.55 | 5.65 |
| Price / book | 5.14 | 6.20 | 6.57 | 7.59 | 9.78 | 9.50 | 9.14 | 7.23 | 7.61 | 7.35 |
| Gross margin | 43.7% | 42.7% | 41.3% | 41.3% | 41.9% | 39.5% | 40.6% | 40.6% | 44.5% | 42.8% |
| Operating margin | 25.0% | 23.9% | 22.1% | 23.1% | 24.4% | 22.7% | 22.4% | 22.4% | 23.3% | 23.9% |
| Net margin | 19.8% | 19.2% | 17.2% | 17.6% | 18.7% | 17.7% | 17.5% | 17.5% | 23.8% | 16.0% |
| Free cash flow margin | 27.3% | 24.8% | 23.0% | 16.5% | 24.2% | 25.0% | 26.9% | 24.3% | 24.2% | 22.0% |
| Return on equity (ROE) | 24.5% | 21.4% | 20.7% | 22.8% | 26.3% | 23.6% | 19.1% | 19.0% | 27.6% | 20.9% |
| Return on assets (ROA) | 16.0% | 15.0% | 13.1% | 13.2% | 14.8% | 13.3% | 12.2% | 12.4% | 18.0% | 12.0% |
| Debt / equity | 0.02 | 0.00 | 0.08 | 0.17 | 0.08 | 0.08 | 0.00 | 0.00 | 0.00 | 0.05 |
| Current ratio | 1.17 | 1.27 | 1.00 | 1.20 | 1.13 | 1.04 | 1.35 | 1.21 | 1.05 | 1.10 |
| Revenue growth | 7.1% | 7.2% | 6.6% | 6.9% | 10.5% | 3.6% | 9.3% | 1.0% | 7.4% | 5.6% |
| EPS growth | 11.9% | 19.3% | 4.2% | 1.6% | 19.9% | 6.7% | 9.7% | -25.1% | 60.4% | -6.1% |